972 Chasetree Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 972 Chasetree Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,258 sqft · built 2024
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$440,990 (Jan 2024)
Tax Bill	$6,299 (2025)
Deeds & Mortgages	Dec 2024 Transfer Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-25-31-4751-0001-2650`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-4751-0001-2650`
Alternative APN	`253122475100012650`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,258 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	938 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	482 sqft
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	972 CHASETREE LN
City	SAINT CLOUD
State	FL
Zip	34771-7662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE OAKS PB 31 PGS 166-172 LOT 265
Legal Subdivision	PRAIRIE OAKS
Legal Lot Number	265
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1038
Census Tract	43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	972 CHASETREE LN, SAINT CLOUD, FL 34771-7662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 30, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jul 13, 2022	Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2024 · Amount on Record
Deed Sale	Jan 30, 2024 · Amount on Record
Deed Document Number	202412379
Deed Book / Page	6541 / 2524
Last Transfer Date	Dec 6, 2024
Transfer Doc	0067131365
Record Updated	Jun 8, 2026

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 18, 2024
Property Address	972 CHASETREE LN, SAINT CLOUD, FL 34771-7662
Document Number	0067131365
Book / Page	6713 / 1365
Map Reference	MB 31 PG 166-172
Instrument Date	Dec 6, 2024
Instrument	2024160102
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	972 CHASETREE LN, SAINT CLOUD, FL 34771-7662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 CHASETREE LN, SAINT CLOUD, FL 34771-7662

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2024
Property Address	972 CHASETREE LN, SAINT CLOUD, FL 34771-7662
Document Number	0065412524
Book / Page	6541 / 2524
Map Reference	MB 31 PG 166-172
Instrument Date	Jan 29, 2024
Instrument	2024012379
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,087.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 CHASETREE LN, SAINT CLOUD, FL 34771-7662

Mortgage

Document Number	0065412525
Date	Jan 30, 2024
Instrument	6541/2525

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 13, 2022
Property Address	972 CHASETREE LN, SAINT CLOUD, FL 34771-7662
Document Number	0062502966
Book / Page	6250 / 2966
Map Reference	MB 31 PG 167
Instrument Date	Jul 12, 2022
Instrument	2022108483
Transaction Type	Construction Loan
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$66,920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,299.00 (+278.09%)	$403,200 (+437.6%) Land $75,000 Building $328,200	$403,200 (+437.6%) Land $75,000 Building $328,200
2024	$1,666.00 (+59.12%)
2023	$1,047.00 (+114.11%)	$75,000 (+114.29%) Land $75,000	$75,000 (+114.29%) Land $75,000
2022	$489.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Boston Omaha Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

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