Hamilton County property record for 972 Castro Ln, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1960 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Oct 2025) |
| Tax Bill | $2,786 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0011-0429-00 |
| Primary APN | 599-0011-0429-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Dimensions | 137 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 972 CASTRO LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIRCLEFIELD DR 62 X 137.69 IRR LOT 276 HERITAGE HILL BLK |
| Legal Subdivision | HERITAGE HILL |
| Legal Lot Number | 276 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 22301 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 972 CASTRO LN, CINCINNATI, OH 45246-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2009 · Amount on Record |
| Deed Document Number | 0000077010 |
| Deed Book / Page | 15514 / 1485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 972 CASTRO LN, CINCINNATI, OH 45246-1917 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 972 CASTRO LN, CINCINNATI, OH 45246-1917 |
| Document Number | 0000070745 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 15499/1401 |
| Instrument | 2025-0070745 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 3, 2025 |
| Property Address | 972 CASTRO LN, CINCINNATI, OH 45246-1917 |
| Document Number | 0000077010 |
| Book / Page | 15514 / 1485 |
| Map Reference | MB 97 PG 41&42 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-0077010 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 972 CASTRO LN, CINCINNATI, OH 45246-1917 |
| Document Number | 0000077011 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025-0077011 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,786.00 (+16.42%) | $55,552 (-) Land $12,040 Building $43,512 | |
| 2024 | $2,393.00 (-0.25%) | $55,552 (-) Land $12,040 Building $43,512 | |
| 2023 | $2,399.00 (+21.04%) | $55,552 (+48.85%) Land $12,040 Building $43,512 | $158,720 (+48.85%) Land $34,400 Building $124,320 |
| 2022 | $1,982.00 Homeowner's exemption | $37,321 Land $9,352 Building $27,969 | |
| 2020 | $106,630 Land $26,720 Building $79,910 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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