972 Carol Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 972 Carol Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,861 sqft · built 1962
Lot Size	0.618 acres (26,910 sqft)
Owner	2 Trust Names on File
Last Sale	$1,325,000 (Aug 2020)
Tax Bill	$17,735 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-160-048-2`

Property Details

APN / Parcel Number

Primary APN	`233-160-048-2`
Alternative APN	`233-160-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,614 sqft
Basement Area	247 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Lot Area	26,910 sqft (0.618 acres)
Garage Type	Attached
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	972 CAROL LN
City	LAFAYETTE
State	CA
Zip	94549-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE MEADOWS POR LOT 33
Legal Subdivision	LAFAYETTE MDWS
Legal Lot Number	33
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	349000

Owner

972 Carol Ln is held in a trust since March 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	972 CAROL LN, LAFAYETTE, CA 94549-4715
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 22, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Nov 14, 2003 · Amount on File
Deed Document Number	2020179763
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000069931
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	972 CAROL LN, LAFAYETTE, CA 94549-4715
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180533
Date	Oct 3, 2017
Instrument	2017-180533

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 22, 2022
Property Address	972 CAROL LN, LAFAYETTE, CA 94549-4715
Document Number	0000069931
Map Reference	MB 39 PG 8
Instrument Date	Mar 29, 2022
Instrument	2022-069931
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	972 CAROL LN, LAFAYETTE, CA 94549-4715

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 24, 2020
Property Address	972 CAROL LN, LAFAYETTE, CA 94549-4715
Document Number	0000179763
Map Reference	MB 39 PG 8
Instrument Date	Aug 21, 2020
Instrument	2020-179763
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	972 CAROL LN, LAFAYETTE, CA 94549-4715

Mortgage

Document Number	0000179764
Date	Aug 24, 2020
Instrument	2020-179764

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 972 Carol Ln was $17,735.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,462,904 (+2%) Land $1,104,080 Building $358,824
2025	$17,735.00	$1,434,221 Land $1,082,432 Building $351,789
2023	$17,131.00 (+2.02%)	$1,378,530 Land $1,040,400 Building $338,130
2022	$16,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 972 Carol Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1978–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 972 Carol Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carol Ln

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