972 Camp Mikell Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 972 Camp Mikell Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 896 sqft · built 2008
Lot Size	4.86 acres (212,137 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Feb 2022)
Tax Bill	$1,700 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028 001A`

Property Details

APN / Parcel Number

Primary APN	`028 001A`
Alternative APN	`476015`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	212,137 sqft (4.86 acres)
Garage Area	896 sqft

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	476015
Street Address	972 CAMP MIKELL RD
City	TOCCOA
State	GA
Zip	30577-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACTS 1 & 2B CAMP MIKELL RD
Legal Subdivision	LEONARD GRIFFIN
Legal Tract	1
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1012
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	972 CAMP MIKELL RD, TOCCOA, GA 30577-7006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Mar 21, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	0001288100
Deed Book / Page	1288 / 100
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 24, 2022
Property Address	972 CAMP MIKELL RD, TOCCOA, GA 30577-7006
Document Number	0012880100
Book / Page	1288 / 100
Instrument Date	Feb 24, 2022
Instrument	2022-000285
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 CAMP MIKELL RD, TOCCOA, GA 30577-7006

Mortgage

Document Number	0012880000000101
Date	Mar 7, 2022
Book Page	0000001288/0000000101

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	972 CAMP MIKELL RD, TOCCOA, GA 30577-7006
Document Number	0012150058
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 CAMP MIKELL RD TOCCOA GA 305777006, TOCCOA, GA 30577-7006

Mortgage

Document Number	0012150058
Date	Jul 6, 2020
Book Page	001215/000058

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 21, 2017
Property Address	972 CAMP MIKELL RD, TOCCOA, GA 30577-7006
Document Number	0011160361
Book / Page	001116 / 000361
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 CAMP MIKELL RD TOCCOA GA 305777006, TOCCOA, GA 30577-7006

Mortgage

Document Number	11160363
Date	Mar 21, 2017
Book Page	001116/000363

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$86,299 (+51.06%) Land $7,013 Building $79,286	$215,746 (+51.06%) Land $17,532 Building $198,214
2023	$1,700.00 (+3.98%) Homeowner's exemption	$57,130 (+4%) Land $7,013 Building $50,117	$142,824 (+4%) Land $17,532 Building $125,292
2022	$1,635.00 Homeowner's exemption	$54,933 Land $7,013 Building $47,920	$137,333 Land $17,532 Building $119,801

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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