972 Calder Rd, Dale, TX 78616 Property Records

Caldwell County property record for 972 Calder Rd, Dale, TX 78616

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,931 sqft · built 1975
Lot Size	3.99 acres (174,109 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Apr 2018)
Tax Bill	$7,218 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0100810-003-004-00`

Property Details

APN / Parcel Number

Primary APN	`0100810-003-004-00`
Alternative APNs	`R12715` `12715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,931 sqft Living Area
1st Floor Area	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Lot Area	174,109 sqft (3.99 acres)
Garage Type	Carport
Garage Area	503 sqft
Carport	Carport
Carport Area	503 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	185 sqft
Patio Area	200 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12715
Street Address	972 CALDER RD
City	DALE
State	TX
Zip	78616-2431
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AUSTIN SKYLINE SEC. 5, BLOCK C, LOT 4-A, ACRES 3.997
Legal Subdivision	AUSTIN SKYLINE SEC. 5
Legal Block	C
Legal Lot Number	4,A
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1001
Census Tract	960103

Owner

972 Calder Rd, a rural home, is owned and occupied by an individual who bought it in April 2018.

Source: Caldwell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	972 CALDER RD, DALE, TX 78616-2431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit BROADWAY NATIONAL BANK
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELITE FINANCING GROUP LLC
Apr 2, 2018	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20181713
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	2018001713
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	972 CALDER RD, DALE, TX 78616-2431
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 CALDER RD, DALE, TX 78616-2431

Mortgage

Document Number	2022007051
Date	Sep 8, 2022
Instrument	2022-007051

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78217

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	972 CALDER RD, DALE, TX 78616-2431
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000828
Date	Feb 19, 2020
Instrument	2020-000828

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	972 CALDER RD, DALE, TX 78616-2431
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006688
Date	Nov 20, 2020
Instrument	2020-006688

Lender

Name	ELITE FINANCING GROUP LLC
Type	Mortgage Company
Address	AUSTIN, TX 78731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Apr 2, 2018
Property Address	972 CALDER RD, DALE, TX 78616-2431
Document Number	2018001713
Map Reference	CAB C SL 94
Instrument Date	Mar 30, 2018
Instrument	2018-001713
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 DOVE SPRINGS DR, AUSTIN, TX 78744-3539

Mortgage

Document Number	2018001714
Date	Apr 2, 2018
Instrument	2018-001714

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 972 Calder Rd was $7,218 with a homeowner's exemption.

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Mustang Ridge City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,218.00	$457,200 (+1%)	$532,680 (-5.79%) Land $294,990 Building $237,690
2025		$415,636	$565,400 Land $320,640 Building $244,760
2024	$5,067.00 (+18.25%)
2023	$4,285.00 (-12.75%) Homeowner's exemption	$343,501 Land $264,900 Building $256,340	$521,240 Land $264,900 Building $256,340
2022	$4,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 972 Calder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 972 Calder Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEDMOOR MAHA WSC serves 8,907 people · EPA ID TX2270008
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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