972 Brown St, Saint Helena, CA 94574 Property Records

Napa County property record for 972 Brown St, Saint Helena, CA 94574

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,606 sqft · built 1940
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Nov 2020)
Tax Bill	$10,155 (2026)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`009-090-027-000`

Property Details

APN / Parcel Number

Primary APN	`009-090-027-000`
Alternative APNs	`009-090-027` `00909027`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	1,606 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Detached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	009-090-027
Street Address	972 BROWN ST
City	SAINT HELENA
State	CA
Zip	94574-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	NAPA CA
Township / Civil Division	ST. HELENA
Census Block Group	2
Census Block	2015
Census Tract	201601

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	972 BROWN ST, SAINT HELENA, CA 94574-1308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Venture

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Nov 23, 2020	Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jan 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	202031252
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	20160000147
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	972 BROWN ST, SAINT HELENA, CA 94574-1308
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BROWN ST, SAINT HELENA, CA 94574-1308

Mortgage

Document Number	0000009692
Date	May 11, 2022
Instrument	2022-0009692

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	972 BROWN ST, SAINT HELENA, CA 94574-1308
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BROWN ST, SAINT HELENA, CA 94574-1308

Mortgage

Document Number	0000012683
Date	Apr 7, 2021
Instrument	2021-0012683

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Nov 23, 2020
Property Address	972 BROWN ST, SAINT HELENA, CA 94574-1308
Document Number	0000031252
Instrument Date	Nov 18, 2020
Instrument	2020-0031252
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	972 BROWN ST, SAINT HELENA, CA 94574-1308
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031253
Date	Nov 23, 2020
Instrument	2020-0031253

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 4, 2017
Property Address	972 BROWN ST, SAINT HELENA, CA 94574-1308
Document Number	0000000147
Instrument Date	Dec 28, 2016
Instrument	147
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 787 WINDSOR CA 954920787, WINDSOR, CA 95492-0787

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	St. Helena City
Unified School District	St. Helena Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,155.00 (+1.74%) Homeowner's exemption	$959,466 (+2%) Land $662,447 Building $297,019	$959,466 (+2%) Land $662,447 Building $297,019
2025	$9,981.00 (+3.29%) Homeowner's exemption	$940,654 (+4.04%) Land $649,458 Building $291,196	$940,654 Land $649,458 Building $291,196
2023	$9,663.00 (+9.55%) Homeowner's exemption	$904,130 Land $624,240 Building $279,890
2022	$8,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1986–2019)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. HELENA serves 5,386 people · EPA ID CA2810004
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023 Treatment failure resolved · Nov 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Valley Internet.

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