972 Begonia Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 972 Begonia Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,771 sqft · built 1973
Lot Size	0.14 acres (6,104 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Aug 2006)
Tax Bill	$11,437 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2024 Second Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`412-178-14`

Property Details

APN / Parcel Number

Primary APN	`412-178-14`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,104 sqft (0.14 acres)
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	972 BEGONIA AVE
City	COSTA MESA
State	CA
Zip	92626-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7557 BLK LOT 98
Legal Subdivision	TRACT 7557
Legal Tract	7557
Legal Lot Number	98
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2010
Census Tract	63910

Owner

972 Begonia Ave is owned and occupied by two individuals who bought it in August 2006.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit NUVISION FINANCIAL FCU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2006 · Amount on File
Deed Sale	Aug 24, 2006 · Amount on File
Prior Sale	May 18, 2001 · Amount on File
Deed Document Number	2006566458
Transfer Doc	0000270024
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738

Mortgage

Document Number	0000291047
Date	Oct 23, 2025
Instrument	2025000291047

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738

Mortgage

Document Number	0000109182
Date	May 1, 2024
Instrument	2024000109182

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738

Mortgage

Document Number	0000119545
Date	May 23, 2023
Instrument	2023000119545

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738

Mortgage

Document Number	0000151692
Date	Apr 21, 2022
Instrument	2022000151692

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738

Mortgage

Document Number	0000600540
Date	Sep 29, 2021
Instrument	2021000600540

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Document Number	0000192539
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	972 BEGONIA AVE COSTA MESA CA 926261738, COSTA MESA, CA 92626-1738

Mortgage

Document Number	0000192539
Date	Jun 5, 2019
Instrument	192539

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2034

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	972 BEGONIA AVE, COSTA MESA, CA 92626-1738
Document Number	0000171115
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 BEGONIA AVE COSTA MESA CA 926261738, COSTA MESA, CA 92626-1738

Mortgage

Document Number	0000171115
Date	Apr 28, 2017
Instrument	171115

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 972 Begonia Ave was $11,437, up 2.3% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$997,599 (+2%) Land $816,516 Building $181,083
2025	$11,437.00 (+2.25%)	$978,039 Land $800,506 Building $177,533
2024	$11,185.00 (+3.2%)
2023	$10,838.00 (+3.13%)	$940,061 Land $769,421 Building $170,640
2022	$10,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 972 Begonia Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 972 Begonia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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