97194 Doubloon Way, Yulee, FL 32097 Property Records

Nassau County property record for 97194 Doubloon Way, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,769 sqft · built 2000
Lot Size	0.575 acres (25,027 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2015)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509C-0075-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509C-0075-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Living Area
Gross Area	2,149 sqft
1st Floor Area	1,769 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,027 sqft (0.575 acres)
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Pool Area	351 sqft
Porch	Unfinished Open Porch
Porch Area	199 sqft
Patio Area	945 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97194 DOUBLOON WAY
City	YULEE
State	FL
Zip	32097-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 75 IN OR 2614/159 PIRATES WOOD #3 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	75
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1013
Census Tract	50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	97194 DOUBLOON WAY, YULEE, FL 32097-2474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	· Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2018	Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC
May 11, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2015 · Amount on Record
Deed Sale	Oct 26, 2015 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	201530748
Deed Book / Page	2010 / 1372
Last Transfer Date	Dec 30, 2022
Transfer Doc	0026140159
Record Updated	Sep 20, 2026

January 2023:

Jurisdiction	NASSAU FL
Recording Date	Jan 19, 2023
Property Address	97194 DOUBLOON WAY, YULEE, FL 32097-2474
Document Number	0026140159
Book / Page	2614 / 159
Instrument Date	Dec 30, 2022
Instrument	202345001585
Record Updated	Feb 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85218 ALGER RD, YULEE, FL 32097-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97194 DOUBLOON WAY, YULEE, FL 32097-2474
Investor	Possibly a Property Investor

Mortgage

Document Number	0002614162
Date	Jan 19, 2023
Instrument	2614/162

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97194 DOUBLOON WAY, YULEE, FL 32097-2474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021890938
Date	Apr 11, 2018
Book Page	2189/0938
Instrument	201811138

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97194 DOUBLOON WAY, YULEE, FL 32097-2474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023600220
Date	May 11, 2020
Book Page	2360/220
Instrument	202045014013

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 (+1.5%) Homeowner's exemption	$207,962 (+2.9%)	$413,295 (+16.26%) Land $100,000 Building $313,295
2024	$2,535.00 (+1.6%) Homeowner's exemption	$202,101 (+3%)	$355,483 (+2.43%) Land $100,000 Building $255,483
2023	$2,495.00 (+14.66%) Homeowner's exemption	$196,215 (+3%)	$347,052 (+40.92%) Land $100,000 Building $247,052
2022	$2,176.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,500	$246,271 Land $60,000 Building $186,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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