9718 Luguna Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 9718 Luguna Rd, Middle River, MD 21220

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,320 sqft · built 2006
Lot Size0.048 acres (2,099 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Nov 2015)
Tax Bill$3,746 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Sep 2018 Loan Modification
APN15-2400010343

Property Details

APN / Parcel Number

Primary APN15-2400010343
Alternative APN
  • 2400010343

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,320 sqft Living Area
Gross Area2,720 sqft
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,099 sqft (0.048 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number2400010343
Street Address9718 LUGUNA RD
CityMIDDLE RIVER
StateMD
Zip21220-3768
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.0482AC MIRAMAR LANDING
Legal SubdivisionMIRAMAR LANDING
Legal Block2
Legal Lot Number16
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2001
Census Tract451401

Owner

9718 Luguna Rd, a townhouse, is owned and occupied by an individual who bought it in November 2015.

Source: Baltimore County records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address9718 LUGUNA RD, BALTIMORE, MD 21220-3768
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Line of Credit
POINT BREEZE CREDIT UNION
Sep 12, 2018Loan Modification, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2015 · Amount on File
Deed SaleNov 25, 2015 · Amount on File
Prior SaleFeb 25, 2015 · Amount on File
Deed Book / Page36919 / 292
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Recording DateApr 2, 2026
Property Address9718 LUGUNA RD, MIDDLE RIVER, MD 21220-3768
Document Number5115000193
Book / Page51154 / 193
Instrument DateMar 19, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9718 LUGUNA RD, MIDDLE RIVER, MD 21220-3768

Mortgage

Document Number5115000193,
DateApr 2, 2026
Book Page51154/193
Lender
NamePOINT BREEZE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.01%
Max Rate-1%

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address9718 LUGUNA RD, BALTIMORE, MD 21220-3768
Document Number0407690106
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9718 LUGUNA RD MIDDLE RIVER MD 212203768, MIDDLE RIVER, MD 21220-3768

Mortgage

Document Number0407690106
DateOct 11, 2018
Book Page040769/000106
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueOct 10, 2058
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$259,833$278,900 Land $87,000 Building $191,900
2024$3,746.00 (+105.71%)
2023$1,821.00 Homeowner's exemption$221,700 Land $87,000 Building $134,700$221,700 Land $87,000 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 9718 Luguna Rd; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9718 Luguna Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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