9713 Spruce Ln, Escondido, CA 92029 Property Records

San Diego County property record for 9713 Spruce Ln, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,447 sqft · built 1955
Lot Size	0.297 acres (12,929 sqft)
Owner	Individual Name on File
Tax Bill	$755 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-141-09-00`

Property Details

APN / Parcel Number

Primary APN	`270-141-09-00`
Alternative APN	`2700300900`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,447 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	12,929 sqft (0.297 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2700300900
Street Address	9713 SPRUCE LN
City	ESCONDIDO
State	CA
Zip	92029-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 6-13-2W SE 1/4 POR SE 1/4 OF
Legal Range	02W
Legal Township	13
Legal Section	06
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2011
Census Tract	20401

Owner

Source: San Diego County assessment roll, APN 270-141-09-00, as of July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9713 SPRUCE LN, ESCONDIDO, CA 92029-7637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 05, 2015
Transfer Doc	0000141338
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9713 SPRUCE LN, ESCONDIDO, CA 92029-7637
Transaction Type	Mortgage
Record Updated	Mar 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9713 SPRUCE LN, ESCONDIDO, CA 92029-7637

Mortgage

Document Number	0000082473
Date	Feb 23, 2022
Instrument	2022-0082473

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	907 Months
Due	Sep 16, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.53%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.53%

Tax Assessment & Valuation

Source: San Diego County assessment roll as of July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$66,688 (+2%) Land $17,403 Building $49,285
2025	$755.00 (+4.86%) Homeowner's exemption	$65,381 (+4.04%) Land $17,062 Building $48,319
2023	$720.00 (+1.69%) Homeowner's exemption	$62,844 Land $16,400 Building $46,444
2022	$708.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730204012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 57 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3700866, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEL DIOS MUTUAL WATER COMPANY private · serves 330 people
Water Source	Purchased surface water from RINCON DEL DIABLO MWD (ID-1)
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.