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97120 Long Johns Trl, Yulee, FL 32097 Property Records

Nassau County property record for 97120 Long Johns Trl, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,399 sqft · built 1998
Lot Size0.875 acres (38,093 sqft)
Owner2 Individual Names on Record
Tax Bill$1,517 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN43-3N-28-509A-0042-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509A-0042-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,399 sqft Living Area
1st Floor Area2,399 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area38,093 sqft (0.875 acres)
Garage Area910 sqft
PorchUnfinished Open Porch
Porch Area36 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97120 LONG JOHNS TRL
CityYULEE
StateFL
Zip32097-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 42 IN OR 1320/1467 PIRATES WOOD 1 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number42
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1014
Census Tract50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97120 LONG JOHNS TRL, YULEE, FL 32097-5027
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jul 6, 2020Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 26, 2005
Transfer Doc0013201467
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97120 LONG JOHNS TRL, YULEE, FL 32097-5027
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address97120 LONG JOHNS TRL, YULEE, FL 32097-5027

Mortgage

Document Number0026551810
DateJul 24, 2023
Book Page2655/1810
Instrument202345022174
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJul 21, 2033

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97120 LONG JOHNS TRL, YULEE, FL 32097-5027
Document Number0023790255
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

NameVerified Name
Address97120 LONG JOHNS TRL YULEE FL 320975027, YULEE, FL 32097-5027

Mortgage

Document Number0023790255
DateJul 28, 2020
Book Page002379/000255
Instrument45023037
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,517.00 (+6.23%) Homeowner's exemption$139,185 (+6.02%)$310,851 (+9.12%) Land $100,000 Building $210,851
2024$1,428.00 (+2.22%) Homeowner's exemption$131,280 (+3%)$284,861 (+2.54%) Land $100,000 Building $184,861
2023$1,397.00 (+12.03%) Homeowner's exemption$127,456 (+3%)$277,801 (+31.07%) Land $100,000 Building $177,801
2022$1,247.00 Homeowner's exemption$123,744$211,948 Land $60,000 Building $151,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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