9712 Wild Fire Ln, Owings, MD 20736 Property Records

Calvert County property record for 9712 Wild Fire Ln, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,178 sqft · built 1999
Lot Size	0.647 acres (28,195 sqft)
Owner	2 Company Names on Record
Last Sale	$770,000 (Jul 2024)
Tax Bill	$6,344 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-154599`

Property Details

APN / Parcel Number

Primary APN	`03-154599`
Alternative APNs	`3154599` `154599`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,178 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	28,195 sqft (0.647 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	408 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	597 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	154599
Street Address	9712 WILD FIRE LN
City	OWINGS
State	MD
Zip	20736-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 27R PLAT 2 CROSS POINT
Legal Subdivision	CROSS POINT
Legal Lot Number	27R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2002
Census Tract	860200

Owner

Source: Calvert County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9712 WILD FIRE LN, OWINGS, MD 20736-3324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 17, 2026	Intrafamily Transfer, Transfer · Line of Credit BANK-FUND STAFF FCU
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 30, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Dec 28, 1999 · Amount on Record
Deed Book / Page	6598 / 391
Last Transfer Date	Aug 22, 2025
Transfer Doc	0068550353
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9712 WILD FIRE LN, OWINGS, MD 20736-3324
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9712 WILD FIRE LN, OWINGS, MD 20736-3324

Mortgage

Document Number	0063970162
Date	Jan 31, 2023
Book Page	6397/162

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 17, 2026
Property Address	9712 WILD FIRE LN, OWINGS, MD 20736-3324
Document Number	0068550353
Book / Page	6855 / 353
Map Reference	MB KPS 1 FO 34
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000677751
Date	Feb 17, 2026
Instrument	6777/51

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Aug 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9712 WILD FIRE LN, OWINGS, MD 20736-3324
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056400457
Date	Jul 14, 2020
Book Page	5640/457

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9712 WILD FIRE LN, OWINGS, MD 20736-3324
Document Number	0053450242
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9712 WILD FIRE LN OWINGS MD 207363324, OWINGS, MD 20736-3324

Mortgage

Document Number	0053450242
Date	Apr 16, 2019
Book Page	005345/000242

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9712 WILD FIRE LN, OWINGS, MD 20736-3324
Document Number	0052260058
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9712 WILD FIRE LN OWINGS MD 207363324, OWINGS, MD 20736-3324

Mortgage

Document Number	0052260058
Date	Jul 31, 2018
Book Page	005226/000058

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,344.00 (+18.2%) Homeowner's exemption	$572,900 (+10.91%) Land $183,600 Building $389,300	$572,900 (-) Land $183,600 Building $389,300
2023	$5,367.00 Homeowner's exemption	$516,567	$572,900 Land $183,600 Building $389,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS POINT SUBDIVISION serves 434 people · EPA ID MD0040052
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wild Fire Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures