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9712 E Ridge Pine Dr, Heber City, UT 84032 Property Records

Wasatch County property record for 9712 E Ridge Pine Dr, Heber City, UT 84032

Property Summary

Property TypeSingle Family Home
Details1,520 sqft · built 2022
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Last Sale$389,690 (Oct 2023)
Tax Bill$3,652 (2025)
Deeds & MortgagesAug 2024 Reverse Mortgage
Oct 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN00-0003-3113

Property Details

APN / Parcel Number

Primary APN00-0003-3113
Alternative APN
  • 0TL-1104-0-010-046

Interior

Building Area1,520 sqft Total Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area52,272 sqft (1.2 acres)

Location & Zoning

Street Address9712 E RIDGE PINE DR
CityHEBER CITY
StateUT
Zip84032-9511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT NO. 1104 TIMBER LAKES PLAT NO. 11 AMENDED
Legal SubdivisionTIMBER LAKES
Legal Lot Number1104
JurisdictionWASATCH UT
Township / Civil DivisionHEBER CITY EAST
Census Block Group1
Census Block1533
Census Tract940501

Owner

9712 E Ridge Pine Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Wasatch County records, as of November 18, 2025

Owner of Record2 Individual Names on File
Mailing Address9712 E RIDGE PINE DR, HEBER CITY, UT 84032-9511
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2024Deed of Trust, Mortgage · Reverse Mortgage
GUILD MORTGAGE CO
Oct 24, 2023Intrafamily Transfer, Transfer · Construction Mortgage
NBH BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2023 · Amount on File
Deed SaleOct 24, 2023 · Amount on File
Prior SaleSep 4, 2020
Deed Document Number2023537960
Deed Book / Page1456 / 1585
Prior Transfer DateOct 19, 2023
Prior Transfer Doc01456/1585
Record UpdatedJun 8, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASATCH UT
Property Address9712 E RIDGE PINE DR, HEBER CITY, UT 84032-9511
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyATLAS TITLE-HEBER CITY, ATLAS TITLE HEBER CITY

Transferred To (Grantee/Buyer)

NameVerified Name
Address9712 RIDGE PINE RD, HEBER CITY, UT 84032-9511

Mortgage

Document Number001486/142
DateAug 27, 2024
Book Page1486/142
Instrument549302
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term1009 Months
DueSep 7, 2108
Interest
Rate TypeAdjustable Rate
Rate6.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate11.8%

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASATCH UT
Recording DateOct 24, 2023
Property Address9712 E RIDGE PINE DR, HEBER CITY, UT 84032-9511
Document Number01456/1585
Book / Page1456 / 1585
Instrument DateOct 19, 2023
Instrument537960
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE LAYTON

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address378 TIMBER LAKES EST, HEBER CITY, UT 84032-9706

Mortgage

Document Number0014561586
DateOct 24, 2023
Instrument1456/1586
Lender
NameNBH BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueNov 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.3%
Type Change DateNov 1, 2031
Change Frequency6 Months
Min Rate At Change8.3%
Max Rate At Change13.3%
IndexSOFR Average 30-Day
Margin3
Max Rate13.3%

Tax Assessment & Valuation

The 2025 property tax bill for 9712 E Ridge Pine Dr was $3,652.

Source: Wasatch County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateUtah
CountyWasatch County
Unified School DistrictWasatch School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,652.00$770,900 Land $157,500 Building $613,400$770,900 Land $157,500 Building $613,400
2023$1,702.00 (+135.41%)$197,160 (+154.08%) Land $132,500 Building $64,660$197,160 (+154.08%) Land $132,500 Building $64,660
2022$723.00$77,597 Land $77,597$77,597 Land $77,597

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9712 E Ridge Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9712 E Ridge Pine Dr is high, ranking above 84% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Utah
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTIMBER LAKES WATER SSD
serves 1,560 people · EPA ID UTAH26057
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
All West
DSL · Fiber in parts of the area		50 / 5

May also be available: Utah Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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