9712 Brading Ln, Midlothian, VA 23112 Property Records

Chesterfield County property record for 9712 Brading Ln, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,972 sqft · built 2005
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on Record
Last Sale	$318,500 (Oct 2005)
Tax Bill	$4,617 (2026)
Deeds & Mortgages	May 2022 Refinance Sep 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`727-66-26-75-800-000`

Property Details

APN / Parcel Number

Primary APN	`727-66-26-75-800-000`
Alternative APN	`314547001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,972 sqft Finished Area
1st Floor Area	740 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	314547001
Street Address	9712 BRADING LN
City	MIDLOTHIAN
State	VA
Zip	23112-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	COLLINGTON SEC 1 026
Legal Subdivision	COLLINGTON
Legal Lot Number	26
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2009
Census Tract	101015

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9712 BRADING LN, MIDLOTHIAN, VA 23112-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC
Sep 25, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2005 · Amount on Record
Deed Sale	Oct 25, 2005 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Book / Page	6729 / 24
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	9712 BRADING LN, MIDLOTHIAN, VA 23112-1556
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013946-150
Date	May 2, 2022
Book Page	13946/150
Instrument	2022020482

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.63%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	9712 BRADING LN, MIDLOTHIAN, VA 23112-1556
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014675-217
Date	Sep 25, 2024
Book Page	14675/217
Instrument	2024029923

Lender

Name	VIRGINIA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,617.00 (+32.14%)	$516,000 (+7.41%) Land $89,000 Building $427,000	$516,000 (+7.41%) Land $89,000 Building $427,000
2025		$480,400 (+25.99%) Land $83,000 Building $397,400	$480,400 (+25.99%) Land $83,000 Building $397,400
2023	$3,494.00	$381,300 Land $78,000 Building $303,300	$381,300 Land $78,000 Building $303,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brading Ln

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