Bay County property record for 9710 Joan Rd, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,600 sqft · built 1997 |
| Lot Size | 0.257 acres (11,194 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (May 2015) |
| Tax Bill | $1,043 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 05222-001-000 |
| Primary APN | 05222-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,194 sqft (0.257 acres) |
| Lot Dimensions | 112 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9710 JOAN RD |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC08 |
| Legal Description | 8 2S 13W -50.12A- 125D BEG 359.61 S & 1331.59 E OF NW COR OF SW1/4 OF SE1/4 TH S 176 E 45 S 110 W 100 N 110 E 35 N 176 E 20 TO POB ORB 3702 P 767 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 08 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 402 |
9710 Joan Rd is owned and occupied by an individual who bought it in May 2015.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9710 JOAN RD, YOUNGSTOWN, FL 32466-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on File |
| Deed Sale | May 28, 2015 · Amount on File |
| Prior Sale | Sep 3, 2008 · Amount on File |
| Deed Document Number | 201528417 |
| Deed Book / Page | 3702 / 767 |
| Prior Transfer Date | Apr 2, 2009 |
| Prior Transfer Doc | 0031420537 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 9710 Joan Rd was $1,043 with a homeowner's exemption, up 1.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,043.00 (+1.46%) Homeowner's exemption | $123,994 | $152,385 Land $18,089 Building $134,296 |
| 2024 | $1,028.00 (+2.8%) | ||
| 2023 | $1,000.00 (+11.36%) Homeowner's exemption | $115,785 (+3%) | $138,579 (+9.28%) Land $10,976 Building $127,603 |
| 2022 | $898.00 Homeowner's exemption | $112,413 | $126,811 Land $9,311 Building $117,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9710 Joan Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9710 Joan Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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