971 Wauponsee St, Morris, IL 60450 Property Records

Grundy County property record for 971 Wauponsee St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Oct 2025)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-427-009`

Property Details

APN / Parcel Number

Primary APN	`05-04-427-009`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	971 WAUPONSEE ST
City	MORRIS
State	IL
Zip	60450-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPINS 2ND ADD LT 2 BLK 2 SEC 4-33-7
Legal Range	07W
Legal Township	33N
Legal Section	04
Legal Subdivision	CHAPINS SECOND ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	1
Census Block	1025
Census Tract	400

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	104 RIDGE RD, MINOOKA, IL 60447-9889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 25, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	2025634605
Prior Transfer Date	Dec 18, 2013
Prior Transfer Doc	0000543988
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 9, 2025
Property Address	971 WAUPONSEE ST, MORRIS, IL 60450-1518
Document Number	0000634605
Map Reference	PLAT A PG 12
Instrument Date	Sep 22, 2025
Instrument	634605
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	971 WAUPONSEE ST, MORRIS, IL 60450-1518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 WAUPONSEE ST, MORRIS, IL 60450-1518

Mortgage

Document Number	0000634606
Date	Oct 9, 2025
Instrument	634606

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 25, 2021
Property Address	971 WAUPONSEE ST, MORRIS, IL 60450-1518
Document Number	0000606583
Map Reference	MB A PG 12
Instrument Date	Jul 29, 2021
Instrument	606583
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 WAUPONSEE ST, MORRIS, IL 60450-1518

Mortgage

Document Number	0000606584
Date	Aug 25, 2021
Instrument	606584

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.65%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (+9.02%)	$38,130 (+9.03%) Land $8,836 Building $29,294	$114,390 (+9.03%) Land $26,508 Building $87,882
2024	$2,737.00 (+43.52%) Homeowner's exemption	$34,972 (+15.12%) Land $8,104 Building $26,868	$104,916 (+15.12%) Land $24,312 Building $80,604
2022	$1,907.00 Homeowner's exemption	$30,378 Land $7,039 Building $23,339	$91,134 Land $21,117 Building $70,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1978–2019)
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms And Flooding, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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