971 Valley View Dr, Winchester, VA 22603 Property Records

Frederick County property record for 971 Valley View Dr, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Last Sale	$336,135 (Dec 2025)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Jan 2026 Transfer Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41A-11`

Property Details

APN / Parcel Number

Primary APN	`41A-11`
Alternative APN	`8007535`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	4,456 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8007535
Street Address	971 VALLEY VIEW DR
City	WINCHESTER
State	VA
Zip	22603-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	5.00 ACRES
Legal Subdivision	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1000
Census Tract	50500

Owner

971 Valley View Dr is owner-occupied and held in a trust since January 2026.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	971 VALLEY VIEW DR, WINCHESTER, VA 22603-3665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Gift Deed, Transfer
Dec 10, 2025	Deed, Transfer
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BK
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI BLUE RIDGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Deed Document Number	202512405
Last Transfer Date	Jan 13, 2026
Transfer Doc	0000000418
Record Updated	Sep 20, 2026

January 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 13, 2026
Property Address	971 VALLEY VIEW DR, WINCHESTER, VA 22603-3665
Document Number	0000000418
Map Reference	MB 910 PG 1143
Instrument Date	Jan 13, 2026
Instrument	260000418
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 VALLEY VIEW DR, WINCHESTER, VA 22603-3665

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 10, 2025
Property Address	971 VALLEY VIEW DR, WINCHESTER, VA 22603-3665
Document Number	0000012405
Instrument Date	Dec 9, 2025
Instrument	250012405
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount on Record
Tax	$419.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 VALLEY VIEW DR, WINCHESTER, VA 22603-3665

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	971 VALLEY VIEW DR, WINCHESTER, VA 22603-3665
Document Number	0000014132
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	971 VALLEY VIEW DR WINCHESTER VA 226033665, WINCHESTER, VA 22603-3665

Mortgage

Document Number	0000014132
Date	Oct 9, 2020
Instrument	14132

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	971 VALLEY VIEW DR, WINCHESTER, VA 22603-3665
Document Number	0000013406
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	FIRST CHOICE SETTLEMENT/PA LLC, FIRST CHOICE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	971 VALLEY VIEW DR WINCHESTER VA 226033665, WINCHESTER, VA 22603-3665

Mortgage

Document Number	0000013406
Date	Dec 12, 2019
Instrument	13406

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 971 Valley View Dr was $2,222, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+10.44%)	$419,240 (-) Land $140,000 Building $279,240	$419,240 (-) Land $140,000 Building $279,240
2025	$2,012.00 (+124.3%)	$419,240 Land $140,000 Building $279,240	$419,240 Land $140,000 Building $279,240
2024	$897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 971 Valley View Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Valley View Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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