971 Treehouse Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 971 Treehouse Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,336 sqft · built 1986
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,100 (Nov 2020)
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R154069`

Property Details

APN / Parcel Number

Primary APN	`R154069`
Alternative APNs	`00794790103100105` `154069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	2,643 sqft
1st Floor Area	1,194 sqft
2nd Floor Area	1,142 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	60,113 sqft
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	971 TREEHOUSE LN
City	RED OAK
State	TX
Zip	75154-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BLK A ROCK CREEK ESTATES #2 1.38 AC
Legal Subdivision	ROCK CREEK ESTATES #2
Legal Block	A
Legal Lot Number	31
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1016
Census Tract	60103

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	971 TREEHOUSE LN, RED OAK, TX 75154-5430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage SERVICE FIRST MTG
Nov 16, 2020	Warranty Deed, Transfer · VA Mortgage SERVICE FIRST MTG
Jan 16, 2019	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	202042007
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	0000042007
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	971 TREEHOUSE LN, RED OAK, TX 75154-5430
Document Number	0000045565
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	971 TREEHOUSE LN RED OAK TX 751545430, RED OAK, TX 75154-5430

Mortgage

Document Number	0000045565
Date	Dec 9, 2020
Instrument	45565

Lender

Name	SERVICE FIRST MTG
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Nov 16, 2020
Property Address	971 TREEHOUSE LN, RED OAK, TX 75154-5430
Document Number	0000042007
Instrument Date	Nov 12, 2020
Instrument	42007
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	119 SOUTHWOOD DR LANCASTER TX 75146, LANCASTER, TX 75146

Mortgage

Document Number	42008
Date	Nov 16, 2020
Instrument	42008

Lender

Name	SERVICE FIRST MTG
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	971 TREEHOUSE LN, RED OAK, TX 75154-5430
Document Number	0000002029
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	SUPERIOR ABSTRACT COMPANY, SUPERIOR ABSTRACT CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	971 TREEHOUSE LN RED OAK TX 751545430, RED OAK, TX 75154-5430

Mortgage

Document Number	0000002029
Date	Jan 23, 2019
Instrument	2029

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Ferris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,231 (-9.03%) Land $140,000 Building $252,231	$392,231 (-9.03%) Land $140,000 Building $252,231
2025	$4,726.00 (-3.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$431,154 (-12.09%) Land $130,000 Building $301,154	$431,154 (-12.09%) Land $130,000 Building $301,154
2024	$4,915.00 (+4.24%)
2023	$4,715.00 (+29.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$490,468 Land $110,000 Building $380,468	$490,468 Land $110,000 Building $380,468
2018	$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	300 / 100

May also be available: Verizon, Wi-Five Broadband.

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