971 Tanner Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 971 Tanner Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,524 sqft · built 1997
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2017)
Tax Bill	$4,374 (2026)
Deeds & Mortgages	May 2021 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R13221-253-2430`

Property Details

APN / Parcel Number

Primary APN	`R13221-253-2430`
Alternative APN	`574266`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,524 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	960 sqft
Upper Floors Area	1,470 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	971 TANNER RD
City	OAK HARBOR
State	WA
Zip	98277-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	LOT 4 SP 82-25.13221.206-2400 V1 SP P237 AF#416903
Legal Range	1E
Legal Township	32N
Legal Section	21
Legal Subdivision	ISLAND CNTY SHORT 82 25
Legal Lot Number	4
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2004
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

971 Tanner Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	971 TANNER RD, OAK HARBOR, WA 98277-8210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Prior Sale	Mar 10, 2016 · Amount on File
Deed Document Number	20174427373
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	971 TANNER RD, OAK HARBOR, WA 98277-8210
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004518115
Date	May 4, 2021
Instrument	4518115

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 1, 2041

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	971 TANNER RD, OAK HARBOR, WA 98277-8210
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004565325
Date	Oct 3, 2023
Instrument	4565325

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	210 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 971 Tanner Rd was $4,374.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,374.00
2025		$682,507 Land $308,125 Building $374,382	$682,507 Land $308,125 Building $374,382
2023	$4,564.00	$653,597 (+8.66%) Land $270,000 Building $383,597	$653,597 (+8.66%) Land $270,000 Building $383,597
2022		$601,529 Land $250,000 Building $351,529	$601,529 Land $250,000 Building $351,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 971 Tanner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Tanner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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