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971 Sunswept Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 971 Sunswept Rd NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,205 sqft · built 1999
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Nov 1997)
Tax Bill$3,416 (2025)
Deeds & MortgagesDec 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN28-37-26-03-A-26

Property Details

APN / Parcel Number

Primary APN28-37-26-03-A-26
Alternative APNs
  • 28-37-26-03-0000A.0-0026.00
  • 2834964

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,205 sqft Living Area
Gross Area3,796 sqft
1st Floor Area1,500 sqft
Upper Floors Area488 sqft
AtticAttic
Attic Area488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Width75 ft Width
View / LotCanal Front
Garage TypeAttached
Garage Area572 sqft

Exterior Amenities

PorchFlorida Room
Porch Area515 sqft
Deck Area985 sqft
Patio Area1,485 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2834964
Street Address971 SUNSWEPT RD NE
CityPALM BAY
StateFL
Zip32905-4820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionHIGHLAND SHORES, REPLAT OF PT OF LOT 26 BLK A
Legal Range37E
Legal Township28S
Legal Section26
Legal SubdivisionHIGHLAND SHORES, REPLAT OF PT OF
Legal BlockA
Legal Lot Number26
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4023
Census Tract65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address971 SUNSWEPT RD NE, PALM BAY, FL 32905-4820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 1997 · Amount on Record
Deed SaleNov 12, 1997 · Amount on Record
Deed Book / Page3725 / 4634
Record UpdatedSep 20, 2026

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address971 SUNSWEPT RD NE, PALM BAY, FL 32905-4820
Document Number0080472344
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address971 SUNSWEPT RD NE PALM BAY FL 329054820, PALM BAY, FL 32905-4820

Mortgage

Document Number0080472344
DateDec 13, 2017
Book Page008047/002344
Instrument259153
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,960 (+2.7%)$479,620 (+0.28%)
2025$3,416.00 (+4.85%) Homeowner's exemption$226,840 (+5.99%)$478,270 (+4.37%) Land $115,000 Building $363,270
2023$3,258.00 (+3.63%) Homeowner's exemption$214,030 (+3%)$458,250 (+10.84%) Land $115,000 Building $343,250
2022$3,144.00 Homeowner's exemption$207,800$413,440 Land $100,000 Building $313,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims13 (1995–2017)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Wire 3.

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