971 Stimel Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 971 Stimel Dr, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,091 sqft · built 1963
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2008)
Tax Bill	$7,373 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-312-007-5`

Property Details

APN / Parcel Number

Primary APN	`148-312-007-5`
Alternative APN	`148-312-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	1,353 sqft
2nd Floor Area	738 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	971 STIMEL DR
City	CONCORD
State	CA
Zip	94518-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3042 LOT 230
Legal Subdivision	SUBDIVISION 3042
Legal Tract	3042
Legal Lot Number	230
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	338102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	971 STIMEL DR, CONCORD, CA 94518-3933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit PATELCO CU
May 9, 2018	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2008 · Amount on Record
Deed Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	200848698
Last Transfer Date	Feb 10, 2016
Transfer Doc	0000029857
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	971 STIMEL DR, CONCORD, CA 94518-3933
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 STIMEL DR, CONCORD, CA 94518-3933
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018557
Date	Feb 28, 2024
Instrument	2024-018557

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	17%
Index	Other
Max Rate	17%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	971 STIMEL DR, CONCORD, CA 94518-3933
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072732
Date	May 9, 2018
Instrument	2018-072732

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	971 STIMEL DR, CONCORD, CA 94518-3933
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 STIMEL DR, CONCORD, CA 94518-3933

Mortgage

Document Number	0000314223
Date	Dec 15, 2020
Instrument	2020-314223

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,888 (+2%) Land $401,926 Building $200,962
2025	$7,373.00 (+3.28%) Homeowner's exemption	$591,068 (+4.04%) Land $394,046 Building $197,022
2023	$7,139.00 (+0.86%)	$568,118 Land $378,746 Building $189,372
2022	$7,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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