971 Sivey St, Wabash, IN 46992 Property Records

Wabash County property record for 971 Sivey St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1954
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,176 (Apr 2026)
Tax Bill	$913 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-63-401-029.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-63-401-029.000-009`
Alternative APNs	`00955456494` `0120303800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	132 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00955456494
Street Address	971 SIVEY ST
City	WABASH
State	IN
Zip	46992-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT MID PT W1/2 SE1/4 RES 23 100 X 132 27-6 .30AC + .15AC
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	2
Census Block	2008
Census Tract	102800

Owner

Source: Wabash County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	971 SIVEY ST, WABASH, IN 46992-3933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 5, 2014	Quit Claim Deed, Transfer Quitclaim
Sep 5, 2014	Quit Claim Deed, Transfer Quitclaim
Jul 29, 2014	Warranty Deed, Transfer
Jul 29, 2014	Warranty Deed, Transfer
Jul 29, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	2026492108
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Apr 23, 2026
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2026R492108
Instrument Date	Apr 22, 2026
Instrument	2026.492108
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	971 SIVEY ST, WABASH, IN 46992-3933

Mortgage

Document Number	0000492109,
Date	Apr 23, 2026
Instrument	2026..492109

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Apr 23, 2026
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2026R492108
Instrument Date	Apr 22, 2026
Instrument	2026492108
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	971 SIVEY ST, WABASH, IN 46992-3933

Mortgage

Document Number	0000492109,
Date	Apr 23, 2026
Instrument	2026492109

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Sep 8, 2021
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2021R470307
Instrument Date	Sep 8, 2021
Instrument	2021R470307
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 SIVEY ST, WABASH, IN 46992-3933

Mortgage

Document Number	2021R470308
Date	Sep 8, 2021
Instrument	2021R470308

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WABASH IN
Recording Date	Sep 5, 2014
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2014R434982
Instrument Date	Aug 28, 2014
Instrument	2014R434982
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 E MAIN ST, WABASH, IN 46992-3119
Mail Care Of	WABASH VALLEY ABSTRACT
Investor	Possibly a Property Investor

September 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WABASH IN
Recording Date	Sep 5, 2014
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2014R434983
Instrument Date	Aug 28, 2014
Instrument	2014R434983
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 SIVEY ST, WABASH, IN 46992-3933

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 29, 2014
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2014R434498
Instrument Date	Jul 23, 2014
Instrument	2014R434498
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 SIVEY ST, WABASH, IN 46992-3933

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 29, 2014
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2014R434496
Instrument Date	Jul 23, 2014
Instrument	2014R434496
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 SIVEY ST, WABASH, IN 46992-3933

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 29, 2014
Property Address	971 SIVEY ST, WABASH, IN 46992-3933
Document Number	2014R434497
Instrument Date	Jul 23, 2014
Instrument	2014R434497
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 SIVEY ST, WABASH, IN 46992-3933

Tax Assessment & Valuation

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (+27.87%) Homeowner's exemption	$107,900 (+27.69%) Land $21,000 Building $86,900	$107,900 (+27.69%) Land $21,000 Building $86,900
2024	$714.00 (+25.48%)
2023		$84,500 (+11.48%) Land $21,000 Building $63,500	$84,500 (+11.48%) Land $21,000 Building $63,500
2022	$569.00	$75,800 Land $18,000 Building $57,800	$75,800 Land $18,000 Building $57,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Good Connections.

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