971 Sims Pike, Georgetown, KY 40324 Property Records

Scott County property record for 971 Sims Pike, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,602 sqft · built 2004
Lot Size	4.99 acres (217,452 sqft)
Owner	Individual Name on Record
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184-10-012.000`

Property Details

APN / Parcel Number

Primary APN	`184-10-012.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	1,602 sqft Living Area
1st Floor Area	965 sqft
Basement Area	1,602 sqft
Finished Basement	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Block
Lot Area	217,452 sqft (4.99 acres)
Garage Type	Mixed
Garage Area	1,637 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	971 SIMS PIKE
City	GEORGETOWN
State	KY
Zip	40324-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY RES
Jurisdiction	SCOTT KY
Township / Civil Division	SADIEVILLE
Census Block Group	3
Census Block	3026
Census Tract	40400

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 SIMS PIKE, GEORGETOWN, KY 40324-8934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 8, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 6, 2020	Intrafamily Transfer, Transfer · VA Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2020
Deed Sale	Feb 6, 2020
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Document Number	2020411744
Deed Book / Page	412 / 178
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	00D412/178
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	971 SIMS PIKE, GEORGETOWN, KY 40324-8934
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1664/385
Date	Dec 29, 2021
Book Page	M1664/385
Instrument	448057

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	971 SIMS PIKE, GEORGETOWN, KY 40324-8934
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1424/848
Date	Jan 8, 2019
Book Page	M1424/848
Instrument	395524

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	971 SIMS PIKE, GEORGETOWN, KY 40324-8934
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1606/810
Date	May 14, 2021
Book Page	M1606/810
Instrument	435657

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Feb 6, 2020
Property Address	971 SIMS PIKE, GEORGETOWN, KY 40324-8934
Document Number	D412/178
Book / Page	D412 / 178
Instrument Date	Sep 6, 2019
Instrument	411744
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 SIMS PIKE, GEORGETOWN, KY 40324-8934

Mortgage

Document Number	411745
Date	Feb 6, 2020
Instrument	411745

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,000 (+28.17%)	$364,000 (+28.17%)
2025	$2,529.00 (-0.67%)	$284,000 (+1.14%)	$284,000 (+1.14%)
2023	$2,546.00	$280,800 Land $70,000 Building $210,800	$280,800 Land $70,000 Building $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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