971 S University Park Loop, Reno, NV 89512 Property Records

Washoe County property record for 971 S University Park Loop, Reno, NV 89512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,903 sqft · built 1997
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$688,000 (Jun 2022)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-603-01`

Property Details

APN / Parcel Number

Primary APN	`003-603-01`
Alternative APN	`6039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,903 sqft

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6039
Street Address	971 S UNIVERSITY PARK LOOP
City	RENO
State	NV
Zip	89512-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	UNIVERSITY RIDGE 5 LT 9 BLK A
Legal Range	19
Legal Township	20
Legal Section	35
Legal Subdivision	UNIVERSITY RIDGE 5
Legal Block	A
Legal Lot Number	9
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	2
Census Block	2003
Census Tract	1501

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	971 S UNIVERSITY PARK LOOP, RENO, NV 89512-4538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage KC LENDING GROUP INC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Apr 8, 1997 · Amount on Record
Deed Document Number	5307626
Record Updated	Jun 8, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 2, 2022
Property Address	971 S UNIVERSITY PARK LOOP, RENO, NV 89512-4538
Document Number	0005307626
Map Reference	DOC 1996768
Instrument Date	May 25, 2022
Instrument	5307626
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6012 PLUMAS STB, 6012, RENO, NV 89519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	971 S UNIVERSITY PARK LOOP, RENO, NV 89512-4538

Mortgage

Document Number	0005307627
Date	Jun 2, 2022
Instrument	5307627

Lender

Name	KC LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	971 S UNIVERSITY PARK LOOP, RENO, NV 89512-4538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC NATL RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005096327
Date	Oct 27, 2020
Instrument	5096327

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,864.00 (+7.79%)	$120,075 (+4.46%) Land $44,555 Building $75,520	$343,072 (+4.46%) Land $127,300 Building $215,772
2023	$2,657.00	$114,952 Land $43,750 Building $71,202	$328,433 Land $125,000 Building $203,433

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Tech Stack 4, Tristate Wi-Fi by Wi-Fiber, Verizon.

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