971 S Running Elk Rd, Payson, AZ 85541 Property Records

Gila County property record for 971 S Running Elk Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,161 sqft · built 1979
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2009)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	May 2018 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`303-19-063`

Property Details

APN / Parcel Number

Primary APN	`303-19-063`
Alternative APNs	`R028910` `028910`

Interior

Stories	2 Stories
Building Area	1,161 sqft Living Area
1st Floor Area	774 sqft

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asbestos
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R028910
Street Address	971 S RUNNING ELK RD
City	PAYSON
State	AZ
Zip	85541-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 27 TOWNSHIP: 10.5N RANGE: 14E COLCORD MTN HOMESITES LOT 63
Legal Range	14E
Legal Township	10
Legal Section	27
Legal Subdivision	COLCORD/GORDON CYN
Legal Lot Number	63 1002
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1048
Census Tract	200

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 S RUNNING ELK RD, PAYSON, AZ 85541-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Deed of Trust, Mortgage · VA Mortgage HOMESTREET BANK
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage JUANITA C ALBER
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2009 · Amount on Record
Deed Sale	Sep 29, 2009 · Amount on Record
Prior Sale	Sep 29, 2009 · Amount on Record
Deed Document Number	0000011552
Last Transfer Date	Apr 5, 2018
Transfer Doc	0000003747
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	971 S RUNNING ELK RD, PAYSON, AZ 85541-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005179
Date	May 14, 2018
Instrument	2018-005179

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	971 S RUNNING ELK RD, PAYSON, AZ 85541-2316
Document Number	0000008052
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 S RUNNING ELK RD PAYSON AZ 855412316, PAYSON, AZ 85541-2316

Mortgage

Document Number	0000008052
Date	Jul 17, 2020
Instrument	8052

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	971 S RUNNING ELK RD, PAYSON, AZ 85541-2316
Document Number	0000003475
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	PROFESSIONAL ESCROW RSRCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 S RUNNING ELK RD PAYSON AZ 855412316, PAYSON, AZ 85541-2316

Mortgage

Document Number	0000003475
Date	Mar 29, 2018
Instrument	3475

Lender

Name	JUANITA C ALBER
Address	243 W CEDAR DR, CHANDLER, AZ 85248-6371

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Apr 5, 2018
Property Address	971 S RUNNING ELK RD, PAYSON, AZ 85541-2316
Document Number	0000003747
Instrument Date	Mar 19, 2018
Instrument	3747
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	971 S RUNNING ELK RD PAYSON AZ 855412316, PAYSON, AZ 85541-2316

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Elementary School District	Young Elementary School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,180 (+4%) Land $2,964 Building $17,216	$201,806 (+4.01%) Land $29,642 Building $172,164
2025	$2,132.00 (+11.22%)
2024		$19,403 Land $3,157 Building $16,246	$194,032 Land $31,570 Building $162,462
2023	$1,917.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.6% of the US · above 99.5% of Arizona
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS GARDNER WATER COMPANY private · serves 266 people · EPA ID AZ0404038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Aug 2022
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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