971 S Main St, Dobson, NC 27017 Property Records

Surry County property record for 971 S Main St, Dobson, NC 27017

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 3,696 sqft · built 1968
Lot Size1.9 acres (82,764 sqft)
OwnerIndividual Name on Record
Last Sale$159,000 (Oct 2017)
Tax Bill$1,602 (2025)
Deeds & MortgagesNov 2023 Mortgage
Oct 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4996-19-60-5817

Property Details

APN / Parcel Number

Primary APN4996-19-60-5817
Alternative APN
  • 100109533

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,696 sqft Living Area
Basement Area1,848 sqft
Finished Basement1,848 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area82,764 sqft (1.9 acres)
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area213 sqft
Canopy326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100109533
Street Address971 S MAIN ST
CityDOBSON
StateNC
Zip27017-8575
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR15
Legal DescriptionTR 1 PB 30 PG 198
Legal Tract1
JurisdictionSURRY NC
Township / Civil DivisionDOBSON
Census Block Group1
Census Block1039
Census Tract931002

Owner

Source: Surry County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 1257, DOBSON, NC 27017-1257
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Deed of Trust, Mortgage
STATE EMPLOYEES CU
Oct 4, 2017Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU
Oct 16, 2014Commissioner's Deed, Foreclosure · Commercial Mortgage
SURREY BANK AND TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2017 · Amount on Record
Deed SaleOct 4, 2017 · Amount on Record
Prior SaleOct 16, 2014 · Amount on Record
Deed Document Number0016090702
Deed Book / Page1609 / 0702
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address971 S MAIN ST, DOBSON, NC 27017-8575
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001876/424
DateNov 20, 2023
Book Page1876/424
Instrument711301
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
AmountAmount Recorded

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateOct 4, 2017
Property Address971 S MAIN ST, DOBSON, NC 27017-8575
Document Number1609/0702
Book / Page1609 / 0702
Instrument DateOct 4, 2017
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3318 OLD HIGHWAY 601, 3318, MOUNT AIRY, NC 27030-4933

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1257, DOBSON, NC 27017-1257

Mortgage

Document Number01609/0705
DateOct 4, 2017
Book Page1609/0705
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.62%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change6%
Index5-Year CMT
Max Rate6%

October 2014: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionSURRY NC
Recording DateOct 16, 2014
Property Address971 S MAIN ST, DOBSON, NC 27017-8575
Document Number01498/0280
Book / Page1498 / 0280
Map ReferenceMB 30 PG 198
Instrument DateOct 16, 2014
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address619 N MAIN ST, MOUNT AIRY, NC 27030-3723

Mortgage

Document Number0014980282
DateOct 16, 2014
Instrument1498/0282
Lender
NameSURREY BANK AND TRUST
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,602.00 (+47.79%)$267,000 (+35.87%) Land $18,530 Building $248,470$267,000 (+35.87%) Land $18,530 Building $248,470
2023$1,084.00$196,510 Land $18,530 Building $177,980$196,510 Land $18,530 Building $177,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DOBSON
serves 2,615 people · EPA ID NC0286030
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000

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