Surry County property record for 971 S Main St, Dobson, NC 27017
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 3,696 sqft · built 1968 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Oct 2017) |
| Tax Bill | $1,602 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4996-19-60-5817 |
| Primary APN | 4996-19-60-5817 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,696 sqft Living Area |
| Basement Area | 1,848 sqft |
| Finished Basement | 1,848 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 213 sqft |
| Canopy | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100109533 |
|---|---|
| Street Address | 971 S MAIN ST |
| City | DOBSON |
| State | NC |
| Zip | 27017-8575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R15 |
| Legal Description | TR 1 PB 30 PG 198 |
| Legal Tract | 1 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | DOBSON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 931002 |
Source: Surry County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 1257, DOBSON, NC 27017-1257 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage STATE EMPLOYEES CU |
| Oct 4, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Oct 16, 2014 | Commissioner's Deed, Foreclosure · Commercial Mortgage SURREY BANK AND TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2017 · Amount on Record |
| Deed Sale | Oct 4, 2017 · Amount on Record |
| Prior Sale | Oct 16, 2014 · Amount on Record |
| Deed Document Number | 0016090702 |
| Deed Book / Page | 1609 / 0702 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 971 S MAIN ST, DOBSON, NC 27017-8575 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001876/424 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 1876/424 |
| Instrument | 711301 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 4, 2017 |
| Property Address | 971 S MAIN ST, DOBSON, NC 27017-8575 |
| Document Number | 1609/0702 |
| Book / Page | 1609 / 0702 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3318 OLD HIGHWAY 601, 3318, MOUNT AIRY, NC 27030-4933 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1257, DOBSON, NC 27017-1257 |
| Document Number | 01609/0705 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 1609/0705 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Oct 16, 2014 |
| Property Address | 971 S MAIN ST, DOBSON, NC 27017-8575 |
| Document Number | 01498/0280 |
| Book / Page | 1498 / 0280 |
| Map Reference | MB 30 PG 198 |
| Instrument Date | Oct 16, 2014 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 619 N MAIN ST, MOUNT AIRY, NC 27030-3723 |
| Document Number | 0014980282 |
|---|---|
| Date | Oct 16, 2014 |
| Instrument | 1498/0282 |
| Name | SURREY BANK AND TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Surry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,602.00 (+47.79%) | $267,000 (+35.87%) Land $18,530 Building $248,470 | $267,000 (+35.87%) Land $18,530 Building $248,470 |
| 2023 | $1,084.00 | $196,510 Land $18,530 Building $177,980 | $196,510 Land $18,530 Building $177,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
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