971 S Cedar St, Palatine, IL 60067 Property Records

Cook County property record for 971 S Cedar St, Palatine, IL 60067

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,260 sqft · built 1983
Lot Size0.257 acres (11,184 sqft)
OwnerIndividual Name on Record
Last Sale$585,000 (Sep 2016)
Tax Bill$14,515 (2023)
Deeds & MortgagesJan 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-27-109-012

Property Details

APN / Parcel Number

Primary APN02-27-109-012
Alternative APN
  • 02-27-109-012-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,260 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,184 sqft (0.257 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address971 S CEDAR ST
CityPALATINE
StateIL
Zip60067-7176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PLUM) (GROVE) (HILLS) (UNIT4) RESUB OF PT OF LT30 & ALL OF LT29 IN ARTHUR T MCINTOSH & COS FIRST ADD TO PLUM GROVE FARMS IN
Legal Range10E
Legal Township42N
Legal Section27
Legal SubdivisionPLUM GROVE HILLS UNIT4
Legal Lot Number29,30
Legal Unit4
JurisdictionCOOK IL
Township / Civil DivisionPALATINE
Census Block Group1
Census Block1001
Census Tract804106

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address971 S CEDAR ST, PALATINE, IL 60067-7176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 13, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2016 · Amount on Record
Deed SaleSep 26, 2016 · Amount on Record
Prior SaleAug 23, 1999 · Amount on Record
Deed Document Number201646134
Prior Transfer DateNov 30, 2001
Prior Transfer Doc0000057028
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address971 S CEDAR ST, PALATINE, IL 60067-7176
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002928082
DateJan 29, 2021
Instrument2102928082
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueOct 1, 2035

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address971 S CEDAR ST, PALATINE, IL 60067-7176
Document Number2021262116
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address971 S CEDAR ST PALATINE IL 600677176, PALATINE, IL 60067-7176

Mortgage

Document Number2021262116
DateJul 30, 2020
Instrument21262116
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJul 29, 2040

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalatine Township
MunicipalityPalatine Village
Elementary School DistrictPalatine Community Consolidated School District 15 (PK - 08)
Secondary School DistrictTownship High School District 211 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,000 (+29.09%) Land $13,421 Building $57,579$710,000 (+29.09%) Land $134,210 Building $575,790
2023$14,515.00 (-1.74%)
2022$14,772.00 Homeowner's exemption$54,999 Land $13,420 Building $41,579$549,990 Land $134,200 Building $415,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALATINE
serves 70,875 people · EPA ID IL0312340
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionFeb 2026
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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