971 Rushmore Dr, Atwater, CA 95301 Property Records

Merced County property record for 971 Rushmore Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,923 sqft · built 2016
Lot Size	0.154 acres (6,725 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Dec 2016)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-422-005-000`

Property Details

APN / Parcel Number

Primary APN	`004-422-005-000`
Alternative APN	`004-422-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,725 sqft (0.154 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-422-005
Street Address	971 RUSHMORE DR
City	ATWATER
State	CA
Zip	95301-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD9
Legal Description	STONE CREEK UNIT NO 2 LOT 168
Legal Subdivision	STONE CREEK
Legal Lot Number	168
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3003
Census Tract	801

Owner

971 Rushmore Dr is owned and occupied by two individuals who acquired it in March 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	971 RUSHMORE DR, ATWATER, CA 95301-4419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Mar 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2016 · Amount on File
Deed Sale	Dec 21, 2016 · Amount on File
Prior Sale	Jul 16, 2015 · Amount on File
Deed Document Number	201645902
Last Transfer Date	Mar 12, 2020
Transfer Doc	0000009024
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	971 RUSHMORE DR, ATWATER, CA 95301-4419
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 RUSHMORE DR, ATWATER, CA 95301-4419

Mortgage

Document Number	0000040369
Date	Sep 9, 2021
Instrument	2021040369

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 16, 2020
Property Address	971 RUSHMORE DR, ATWATER, CA 95301-4419
Document Number	0000009024
Instrument Date	Mar 12, 2020
Instrument	9024
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 RUSHMORE DR ATWATER CA 953014419, ATWATER, CA 95301-4419

Tax Assessment & Valuation

The 2025 property tax bill for 971 Rushmore Dr was $3,698 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$349,213 (+2%) Land $53,266 Building $295,947
2025	$3,698.00 Homeowner's exemption	$342,367 Land $52,222 Building $290,145
2023	$3,512.00 (+1.36%) Homeowner's exemption	$329,075 Land $50,196 Building $278,879
2022	$3,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 971 Rushmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Rushmore Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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