971 Royall Ave, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 971 Royall Ave, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1985
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,350 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`532-13-00-128`

Property Details

APN / Parcel Number

Primary APN	`532-13-00-128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	3,681 sqft
1st Floor Area	1,930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	100 ft deep x 126 ft wide

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	434 sqft
Patio Area	434 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	971 ROYALL AVE
City	MOUNT PLEASANT
State	SC
Zip	29464-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT K BLK 41
Legal Block	41
Legal Lot Number	K
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4041
Census Tract	4701

Owner

971 Royall Ave is owned and occupied by two individuals who acquired it in December 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	971 ROYALL AVE, MOUNT PLEASANT, SC 29464-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 28, 2021
Transfer Doc	0010720309
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jan 28, 2022
Property Address	971 ROYALL AVE, MOUNT PLEASANT, SC 29464-5000
Document Number	0010720309
Book / Page	1072 / 309
Map Reference	MB H PG 157
Instrument Date	Dec 28, 2021
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 ROYALL AVE, MOUNT PLEASANT, SC 29464-5000

Mortgage

Document Number	0001072310
Date	Jan 28, 2022
Instrument	1072/310

Lender

Name	FIRST CAPITAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 971 Royall Ave was $4,350, up 12.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00 (+12.93%)	$1,167,701 (+2,774.69%) Land $899,176 Building $268,525	$1,942,300 Land $1,219,300 Building $723,000
2024	$3,852.00	$40,620
2022	$14,003.00	$60,920	$1,015,392 Land $781,892 Building $233,500
2020			$1,015,392 Land $781,892 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 971 Royall Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Royall Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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