971 Rocky Fall Ln, Irmo, SC 29063 Property Records

Richland County property record for 971 Rocky Fall Ln, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,237 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$378,800 (Dec 2023)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02616-01-40`

Property Details

APN / Parcel Number

Primary APN	`02616-01-40`
Alternative APNs	`R02616-01-40` `02120476`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,237 sqft Heated Area
Gross Area	3,341 sqft
1st Floor Area	1,962 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	525 sqft
Porch	Slab
Porch Area	579 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02120476
Street Address	971 ROCKY FALL LN
City	IRMO
State	SC
Zip	29063-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 237 74X109.9X7.5X90X117.1 #SU PRESERVE@ROLL CK PH 3-3 #PR RB2133-1072/1073
Legal Subdivision	THE PRESERVES @ COURTYARDS
Legal Lot Number	74,237
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2000
Census Tract	10312

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Dec 27, 2023	Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Apr 6, 2021	Deed, Transfer
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIS BK
Apr 6, 2018	Grant Deed, Subdivision Related Transfer AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	202355070
Deed Book / Page	2888 / 2022
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	971 ROCKY FALL LN, IRMO, SC 29063-9134
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 ROCKY FALL LN, IRMO, SC 29063-9134

Mortgage

Document Number	0030832710
Date	Dec 17, 2025
Book Page	3083/2710
Instrument	2025059989

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 27, 2023
Property Address	971 ROCKY FALL LN, IRMO, SC 29063-9134
Document Number	0028882022
Book / Page	2888 / 2022
Map Reference	MB 2133 PG 1072&1073
Instrument Date	Dec 15, 2023
Instrument	2023055070
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 ROCKY FALL LN, IRMO, SC 29063-9134

Mortgage

Document Number	2023055071
Date	Dec 27, 2023
Instrument	2023055071

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 6, 2021
Property Address	971 ROCKY FALL LN, IRMO, SC 29063-9134
Document Number	0026053841
Book / Page	2605 / 3841
Map Reference	MB 2133 PG 1072&1073
Instrument Date	Mar 30, 2021
Instrument	2021021989
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$1,102.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 ROCKY FALL LN, IRMO, SC 29063-9134

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	971 ROCKY FALL LN, IRMO, SC 29063-9134
Document Number	2423/0791
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 ROCKY FALL LN IRMO SC 290639134, IRMO, SC 29063-9134

Mortgage

Document Number	2423/0791
Date	Aug 28, 2019
Book Page	002423/000791
Instrument	63220

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 6, 2018
Property Address	971 ROCKY FALL LN, IRMO, SC 29063-9134
Document Number	2293/1133
Book / Page	002293 / 001133
Instrument Date	Apr 6, 2018
Instrument	21494
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.01
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 ROCKY FALL LN IRMO SC 290639134, IRMO, SC 29063-9134

Mortgage

Document Number	2293/1137
Date	Apr 6, 2018
Book Page	002293/001137
Instrument	21495

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,114.00 (+30.02%)	$378,800 (+3,077.85%) Land $45,000 Building $333,800	$378,800 (+27.11%) Land $45,000 Building $333,800
2023	$2,395.00 (+7.79%)	$11,920 (+9.76%)	$298,000 (+9.72%)
2021	$2,222.00	$10,860	$271,600 Land $39,900 Building $231,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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