Anne Arundel County property record for 971 Ridgeway Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,592 sqft · built 1965 |
| Lot Size | 0.254 acres (11,055 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-17714210 |
| Primary APN | 03-165-17714210 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 11,055 sqft (0.254 acres) |
| Patio Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 16517714210 |
|---|---|
| Street Address | 971 RIDGEWAY DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 1 BK AM PL 9 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | AM |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 731004 |
Source: Anne Arundel County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 971 RIDGEWAY DR, ANNAPOLIS, MD 21409-4774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2009 |
| Deed Sale | May 28, 2009 |
| Deed Document Number | 20093274 |
| Deed Book / Page | 21041 / 367 |
| Prior Transfer Date | May 11, 2009 |
| Prior Transfer Doc | 0210410367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 971 RIDGEWAY DR, ANNAPOLIS, MD 21409-4774 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 971 RIDGEWAY DR, ANNAPOLIS, MD 21409-4774 |
| Document Number | 0371790081 |
|---|---|
| Date | Jul 11, 2021 |
| Book Page | 37179/81 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.16% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,100 (+4.53%) | $390,300 (-) Land $246,100 Building $144,200 | |
| 2025 | $4,614.00 (+2.22%) Homeowner's exemption | $357,900 (+5.76%) | $390,300 (+14.22%) Land $246,100 Building $144,200 |
| 2024 | $4,514.00 (+22.17%) | ||
| 2023 | $3,695.00 | $338,400 | $341,700 Land $236,100 Building $105,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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