Garrard County property record for 971 Perkins Ln, Lancaster, KY 40444
| Property Type | Residential Vacant Land |
|---|---|
| Details | built 2000 |
| Lot Size | 1.01 acres (44,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jan 2026) |
| Tax Bill | $127 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-19 |
| Primary APN | 44-19 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 44,301 sqft (1.01 acres) |
| Account Number | 22231 |
|---|---|
| Street Address | 971 PERKINS LN |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9765 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | TR 13 1.017 AC |
| Legal Subdivision | GAFFNEY ESTATES |
| Legal Tract | 13 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970300 |
971 Perkins Ln, residential vacant land, is owned by an individual who bought it in January 2026.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 PERKINS LN, LANCASTER, KY 40444-9765 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on File |
| Deed Sale | Jan 12, 2026 · Amount on File |
| Deed Document Number | 2026203052 |
| Deed Book / Page | 335 / 519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 971 PERKINS LN, LANCASTER, KY 40444-9765 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1522 SPRUCE LN, DENVER, NC 28037-1449 |
| Document Number | 00M467/123 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | M467/123 |
| Instrument | 203055 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 971 Perkins Ln was $127, up 19.8% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,000 (-) Land $12,000 | $12,000 (-) Land $12,000 | |
| 2025 | $127.00 (+19.81%) | $12,000 (+2%) Land $12,000 | $12,000 (+2%) Land $12,000 |
| 2024 | $106.00 (-2.75%) | $10,000 (-) Land $10,000 | $10,000 (-) Land $10,000 |
| 2023 | $109.00 (-0.91%) | $10,000 (-) Land $10,000 | $10,000 (-) Land $10,000 |
| 2022 | $110.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 971 Perkins Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 971 Perkins Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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