Alameda County property record for 971 Pearl St, Alameda, CA 94501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,299 sqft · built 1935 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,434 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 70-144-19 |
| Primary APN | 70-144-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,299 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Street Address | 971 PEARL ST |
|---|---|
| City | ALAMEDA |
| State | CA |
| Zip | 94501-6364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00019 BLK: AR: 0070 PAGE: 0144 |
| Legal Subdivision | LEWELLING DIV |
| Legal Block | G |
| Legal Lot Number | 9&10 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | ALAMEDA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 428200 |
971 Pearl St is owner-occupied and held in a trust since June 2013.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 971 PEARL ST, ALAMEDA, CA 94501-6364 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Oct 9, 2017 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2013 |
| Transfer Doc | 0000220744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 971 PEARL ST, ALAMEDA, CA 94501-6364 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 971 PEARL ST, ALAMEDA, CA 94501-6364 |
| Document Number | 0000078950 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022078950 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 971 PEARL ST, ALAMEDA, CA 94501-6364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000222166 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 2017222166 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 971 Pearl St was $7,434 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Alameda City |
| Unified School District | Alameda City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,601 (+0.46%) Land $139,380 Building $325,221 | ||
| 2025 | $7,434.00 Homeowner's exemption | $455,491 Land $136,647 Building $318,844 | |
| 2023 | $7,021.00 Homeowner's exemption | $437,807 Land $131,342 Building $306,465 | $1,111,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 971 Pearl St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 971 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber.
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