Montgomery County property record for 971 Oak Ter Dr, Willis, TX 77378
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,801 sqft · built 2013 |
| Lot Size | 0.114 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,493 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7668-02-00700 |
| Primary APN | 7668-02-00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| 1st Floor Area | 1,801 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 5,001 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R364876 |
|---|---|
| Street Address | 971 OAK TERRACE DR |
| City | WILLIS |
| State | TX |
| Zip | 77378-5754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S766802 - OLDE OAKS 02, BLOCK 3, LOT 2 |
| Legal Subdivision | OLDE OAKS 02 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 694105 |
Source: Montgomery County records, as of November 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 971 OAK TERRACE DR, WILLIS, TX 77378-5754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Vendor's Lien, Transfer · Conventional Mortgage TRUIST BANK |
| Apr 7, 2021 | Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 |
| Deed Sale | Oct 20, 2022 |
| Prior Sale | Apr 7, 2021 |
| Deed Document Number | 2022127736 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Oct 20, 2022 |
| Property Address | 971 OAK TERRACE DR, WILLIS, TX 77378-5754 |
| Document Number | 0000127736 |
| Map Reference | CAB Z SH 338 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022127736 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | MONARCH TITLE/TX, MONARCH TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 971 OAK TERRACE DR, WILLIS, TX 77378-5754 |
| Document Number | 0000127737 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022127737 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.77% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.77% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.77% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 7, 2021 |
| Property Address | 971 OAK TERRACE DR, WILLIS, TX 77378-5754 |
| Document Number | 0000045504 |
| Map Reference | CAB Z SH 338 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021045504 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | MOMENTUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 971 OAK TERRACE DR, WILLIS, TX 77378-5754 |
| Document Number | 0000045505 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021045505 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Montgomery County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Conroe City |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,916 (-7.66%) Land $27,005 Building $202,911 | $229,916 (-7.66%) Land $27,005 Building $202,911 | |
| 2024 | $3,493.00 (-29.9%) Homeowner's exemption | $249,000 (-2.35%) Land $27,005 Building $221,995 | $249,000 (-2.35%) Land $27,005 Building $221,995 |
| 2023 | $4,983.00 Homeowner's exemption | $255,000 Land $27,010 Building $227,990 | $255,000 Land $27,010 Building $227,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONROE serves 113,912 people · EPA ID TX1700001 |
|---|---|
| Water Source | Purchased surface water from SJRA GRP SW TREATMENT PLANT |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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