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971 Oak, #LIVE, Harlingen, TX 78550 Property Records

Cameron County property record for 971 Oak, #LIVE, Harlingen, TX 78550

Property Summary

Property TypeMulti-Family Dwellings
Details1,992 sqft · built 1979
Lot Size0.218 acres (9,503 sqft)
OwnerIndividual Name on File
Last Sale$126,000 (Sep 2020)
Tax Bill$3,653 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN192850-0020-001000

Property Details

APN / Parcel Number

Primary APN192850-0020-001000
Alternative APN
  • 74602

Interior

Stories1 Story
Building Area1,992 sqft Living Area
Gross Area2,586 sqft
1st Floor Area1,992 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleMulti-Family
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area9,503 sqft (0.218 acres)
Lot Dimensions112 ft deep x 85 ft wide
Garage TypeAttached
Garage Area594 sqft
DrivewayConcrete Driveway
Driveway Area880 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address971 LIVE OAK CIR
CityHARLINGEN
StateTX
Zip78550-9217
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeA-C
Legal DescriptionHARLINGEN- JOHN ROSE LOT 1 BLK 2
Legal SubdivisionJOHN ROSE SUBDIVISION
Legal Block2
Legal Lot Number1
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1009
Census Tract10205

Owner

971 Oak, #LIVE, a residential property, is owned by an individual who bought it in September 2020.

Source: Cameron County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address17714 PRIMERA RD, HARLINGEN, TX 78552-2641
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2020 · Amount on File
Deed SaleSep 24, 2020 · Amount on File
Deed Document Number202034249
Prior Transfer DateSep 23, 2020
Prior Transfer Doc0202034249
Record UpdatedOct 29, 2026

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCAMERON TX
Recording DateSep 24, 2020
Property Address971 OAK # LIVE, LIVE, HARLINGEN, TX 78550
Document Number202034249
Map ReferenceCAB 1 SL 73-A
Instrument DateSep 23, 2020
Instrument2020-34249
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4401 HALE AVE, 4401, HARLINGEN, TX 78550-9223

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 N R ST, HARLINGEN, TX 78550-3205
InvestorPossibly a Property Investor

Mortgage

Document Number202034251
DateSep 24, 2020
Instrument2020-34251
Lender
NameTEXAS REGIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueSep 23, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 971 Oak, #LIVE was $3,653.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalityHarlingen City
Unified School DistrictHarlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,011 (+31.47%) Land $61,294 Building $186,717$248,011 (-) Land $61,294 Building $186,717
2025$3,653.00$188,640 Land $61,294 Building $186,717$248,011 Land $61,294 Building $186,717
2023$2,598.00 (-6.31%) Additional exemption filed$131,000 Land $43,239 Building $87,761$131,000 Land $43,239 Building $87,761
2022$2,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 971 Oak, #LIVE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 85 policies
Nearby Flood Policies85 in force
Nearby Flood Claims49 (2018–2025)
Claims Outside the SFHA45 of 49
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 46 claims
  • Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 971 Oak, #LIVE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARLINGEN WATER WORKS SYSTEM
serves 85,900 people · EPA ID TX0310002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
VTX Communications
Fixed Wireless		400 / 50
RGV Communications
Fixed Wireless · Fiber in parts of the area		100 / 100

May also be available: AT&T, Smartcom Telephone, Verizon.

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