971 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 971 Mountain Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 1940
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Mar 2021)
Tax Bill	$11,557 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-01607-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`01-01607-0000-00035`
Alternative APN	`010160700035`

Interior

Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	971 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	BERKLEY HEIGHTS
Legal Block	1607
Legal Lot Number	35
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	1
Census Block	1011
Census Tract	38202

Owner

Source: Union County and Berkeley Heights Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Aug 31, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 25, 2021	Deed, Transfer · FHA Mortgage MID-ISLAND MORTGAGE CORP
Mar 6, 2020	Grant Deed, Transfer PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC
Nov 16, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20212991
Deed Book / Page	6406 / 2716
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jul 16, 2026
Property Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439
Document Number	0000094880
Book / Page	15830 / 2705
Instrument Date	Jul 6, 2026
Instrument	202694880
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439

Mortgage

Document Number	0000094880,
Date	Jul 16, 2026
Book Page	15830/2705
Instrument	202694880

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate	6.48%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439

Mortgage

Document Number	0152712060
Date	Aug 31, 2022
Book Page	15271/2060
Instrument	42473

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 25, 2021
Property Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439
Document Number	0064062716
Book / Page	6406 / 2716
Instrument Date	Mar 17, 2021
Instrument	2991
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TITLE ISSUES AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 46TH ST, 1421, BROOKLYN, NY 11219-2693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439

Mortgage

Document Number	7865
Date	Mar 25, 2021
Instrument	7865

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 6, 2020
Property Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439
Document Number	0063620688
Book / Page	006362 / 000688
Instrument Date	Jan 30, 2020
Instrument	322827
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1421 46TH ST BROOKLYN NY 112192693, BROOKLYN, NY 11219-2693

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Nov 16, 2017
Property Address	971 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2439
Document Number	0062280537
Book / Page	006228 / 000537
Instrument Date	Oct 25, 2017
Instrument	293617
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	784 COVENTRY ST BOCA RATON FL 334873105, BOCA RATON, FL 33487-3105

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,600 (-) Land $135,600 Building $127,000	$262,600 (-) Land $135,600 Building $127,000
2025	$11,557.00 (+2.67%)	$262,600 (-) Land $135,600 Building $127,000	$262,600 (-) Land $135,600 Building $127,000
2024	$11,257.00 (+2.1%)
2023		$262,600 Land $135,600 Building $127,000	$262,600 Land $135,600 Building $127,000
2022	$11,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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