Lancaster County property record for 971 Monroe Hwy, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,830 sqft · built 1961 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Aug 2021) |
| Tax Bill | $4,623 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0050-00-111.00 |
| Primary APN | 0050-00-111.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 1,935 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 94,525 sqft (2.17 acres) |
| Porch | Porch |
| Porch Area | 105 sqft |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 4198 |
|---|---|
| Street Address | 971 MONROE HWY |
| City | LANCASTER |
| State | SC |
| Zip | 29720-6528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | PROPERTY OF HORACE G & PHYLLIS J WALLACE |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10900 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 971 MONROE HWY, LANCASTER, SC 29720-6528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Mar 31, 2009 · Amount on Record |
| Deed Document Number | 202116533 |
| Deed Book / Page | 1462 / 155 |
| Prior Transfer Date | Apr 13, 2015 |
| Prior Transfer Doc | 0000005043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Aug 12, 2021 |
| Property Address | 971 MONROE HWY, LANCASTER, SC 29720-6528 |
| Document Number | 0000016533 |
| Book / Page | 1462 / 155 |
| Map Reference | PL 9412 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021016533 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 611 N FRENCH ST, LANCASTER, SC 29720-2023 |
| Document Number | 0000016610 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 4494/213 |
| Instrument | 2021016610 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Sep 5, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | Other |
| Max Rate | 9% |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,623.00 (+13.59%) | $14,125 (+15.01%) Land $1,925 Building $12,200 | $258,300 (+26.18%) Land $35,200 Building $223,100 |
| 2024 | $4,070.00 (+0.12%) | ||
| 2023 | $4,065.00 | $12,282 Land $1,626 Building $10,656 | $204,700 Land $27,100 Building $177,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
5G (outdoors only) and 4G LTE
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