971 Mid Bluff Dr, Zeeland, MI 49464 Property Records

Ottawa County property record for 971 Mid Bluff Dr, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,734 sqft · built 1996
Lot Size	0.44 acres (19,174 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Aug 2013)
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Jul 2020 Transfer Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-17-30-332-012`

Property Details

APN / Parcel Number

Primary APN	`70-17-30-332-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,734 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,502 sqft
Finished Basement	700 sqft
Unfinished Basement	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	19,174 sqft (0.44 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	971 MID BLUFF DR
City	ZEELAND
State	MI
Zip	49464-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 79 BLUFF LAKES NO2
Legal Range	14W
Legal Township	5N
Legal Section	30
Legal Subdivision	BLUFF LAKES 2
Legal Block	332
Legal Lot Number	79
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	1
Census Block	1012
Census Tract	23003

Owner

971 Mid Bluff Dr is owned and occupied by an individual who acquired it in June 2020.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	971 MID BLUFF DR, ZEELAND, MI 49464-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Intrafamily Transfer, Transfer
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Deed Document Number	201337338
Last Transfer Date	Jun 17, 2020
Transfer Doc	0000030745
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jul 27, 2020
Property Address	971 MID BLUFF DR, ZEELAND, MI 49464-8704
Document Number	20200030745
Map Reference	LB 34 PG 1
Instrument Date	Jun 17, 2020
Instrument	2020-0030745
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	971 MID BLUFF DR, ZEELAND, MI 49464-8704

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	971 MID BLUFF DR, ZEELAND, MI 49464-8704
Transaction Type	Mortgage
Record Updated	Sep 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190032039
Date	Sep 11, 2019
Instrument	2019-0032039

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 971 Mid Bluff Dr was $5,293 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Zeeland Charter Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,300	$574,600
2025	$5,293.00
2023		$230,700	$461,400
2022	$4,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 971 Mid Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Mid Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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