971 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 971 Main St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 1981
Lot Size	0.779 acres (33,935 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2013)
Tax Bill	$8,348 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MAP 86`

Property Details

APN / Parcel Number

Primary APN	`MAP 86`
Alternative APN	`WILB M:7000 B:807 L:2884`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	4,908 sqft
1st Floor Area	1,576 sqft
Basement Area	1,576 sqft
Unfinished Basement	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	33,935 sqft (0.779 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 86
Street Address	971 MAIN ST
City	WILBRAHAM
State	MA
Zip	01095-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	34
Legal Block	807
Legal Lot Number	2884
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3025
Census Tract	813602

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 MAIN ST, WILBRAHAM, MA 01095-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM CREDIT UNION
May 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2013 · Amount on Record
Deed Sale	Dec 19, 2013 · Amount on Record
Prior Sale	Dec 14, 2012 · Amount on Record
Deed Book / Page	20140 / 522
Last Transfer Date	Feb 28, 2025
Transfer Doc	025780-597
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Recording Date	Sep 4, 2026
Property Address	971 MAIN ST, WILBRAHAM, MA 01095-2633
Document Number	0000043362
Book / Page	26497 / 504
Instrument Date	Aug 31, 2026
Instrument	202643362
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 MAIN ST, WILBRAHAM, MA 01095-2633

Mortgage

Document Number	0000043362,
Date	Sep 4, 2026
Book Page	26497/504
Instrument	202643362

Lender

Name	FREEDOM CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	971 MAIN ST, WILBRAHAM, MA 01095-2633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23197-271
Date	May 6, 2020
Book Page	23197/271
Instrument	22895

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,348.00 (+3.11%)	$478,400 (+5.65%) Land $83,500 Building $394,900	$529,513 (+0.3%)
2025	$8,096.00 (+2.47%)	$452,800 (+6.02%) Land $83,500 Building $369,300	$527,915 (+0.14%)
2024	$7,901.00 (-0.6%)	$427,100 (+0.47%) Land $83,500 Building $343,600	$527,155
2023	$7,949.00	$425,100 Land $83,500 Building $341,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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