971 Madrone Ave, Chico, CA 95926 Property Records

Butte County property record for 971 Madrone Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,388 sqft · built 1981
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$345,000 (Dec 2015)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`015-510-060-000`

Property Details

APN / Parcel Number

Primary APN	`015-510-060-000`
Alternative APNs	`048380021000` `015-510-060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,388 sqft Living Area
1st Floor Area	2,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-510-060
Street Address	971 MADRONE AVE
City	CHICO
State	CA
Zip	95926-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 RYAN PARK SUB
Legal Subdivision	RYAN SUB
Legal Lot Number	4
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3013
Census Tract	102

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	76 CARUTHERS LN, CHICO, CA 95973-9757
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	201546297
Last Transfer Date	Feb 7, 2025
Transfer Doc	0000002755
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	971 MADRONE AVE, CHICO, CA 95926-1657
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 MADRONE AVE, CHICO, CA 95926-1657

Mortgage

Document Number	0000038813
Date	Dec 9, 2022
Instrument	2022-0038813

Lender

Name	BANNER BANK
Type	Bank
Address	CHICO, CA 95928

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	971 MADRONE AVE, CHICO, CA 95926-1657
Document Number	0000017648
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	971 MADRONE AVE #AYE CHICO CA 959261657, CHICO, CA 95926-1657

Mortgage

Document Number	0000017648
Date	May 1, 2020
Instrument	17648

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2045

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,568 (+2%) Land $138,854 Building $277,714
2025	$4,724.00 (+6.66%)	$408,401 (+4.04%) Land $136,132 Building $272,269
2024	$4,429.00 (+1.21%)		$527,940
2023	$4,376.00 (+1.6%)	$392,545 Land $130,847 Building $261,698
2022	$4,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, unWired Broadband.

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