971 Madison Ave, Madison, MS 39110 Property Records

Madison County property record for 971 Madison Ave, Madison, MS 39110

Property Summary

Property Type	Restaurant
Details	4 ba · 2,254 sqft · built 1930
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$455,600 (Mar 2023)
Tax Bill	$5,137 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072D-17A-173`

Property Details

APN / Parcel Number

Primary APN	`072D-17A-173`
Alternative APNs	`072D-17A-173/00.00` `12487`

Interior

Full Baths	4 Baths
Building Area	2,254 sqft Adjusted Area
Gross Area	1,790 sqft
1st Floor Area	1,790 sqft
Flooring	Wood

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12487
Street Address	971 MADISON AVE
City	MADISON
State	MS
Zip	39110-8918
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	0.54 AC TRACT IN NW1/4 NE1/4 W/S HWY 51
Legal Range	02E
Legal Township	07N
Legal Section	17
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1020
Census Tract	30203

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5331, JACKSON, MS 39296-5331
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Apr 25, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Feb 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Nov 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Oct 29, 2020	Grant Deed, Transfer CITIZENS NAT'L BK/MERIDIAN
Mar 12, 2018	Deed of Trust, Mortgage COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023 · Amount on Record
Deed Sale	Mar 14, 2023 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	2023978355
Deed Book / Page	4310 / 870
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	971 MADISON AVE, MADISON, MS 39110-8918
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004624/48
Date	Dec 1, 2025
Book Page	4624/48
Instrument	1041774

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 28, 2045

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	971 MADISON AVE, MADISON, MS 39110-8918
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 FONDREN PL 5331, 5331, JACKSON, MS 39296-5148

Mortgage

Document Number	004433/406
Date	Apr 25, 2024
Book Page	4433/406
Instrument	1003265

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 18, 2025

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	971 MADISON AVE, MADISON, MS 39110-8918
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 FONDREN PL 5331, 5331, JACKSON, MS 39296-5148

Mortgage

Document Number	004413/370
Date	Feb 27, 2024
Book Page	4413/370
Instrument	999583

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Apr 26, 2024

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	971 MADISON AVE, MADISON, MS 39110-8918
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 FONDREN PL 5331, 5331, JACKSON, MS 39296-5148

Mortgage

Document Number	004280/924
Date	Nov 28, 2022
Book Page	4280/924
Instrument	972760

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2037

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Oct 29, 2020
Property Address	971 MADISON AVE, MADISON, MS 39110-8918
Document Number	0000909327
Book / Page	003937 / 000801
Instrument Date	Oct 29, 2020
Instrument	909327
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5331 JACKSON MS 392965331, JACKSON, MS 39296-5331

Mortgage

Document Number	914575
Date	Oct 29, 2020
Book Page	003968/000074
Instrument	914575

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	102 PLAZA DR, FLOWOOD, MS 39232-7009

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	971 MADISON AVE, MADISON, MS 39110-8918
Document Number	0000835495
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 WESLEY WALK JACKSON MS 392163741, JACKSON, MS 39216-3741

Mortgage

Document Number	0000835495
Date	Mar 21, 2018
Book Page	003582/000219
Instrument	835495

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,137.00	$44,087 (+8.85%)	$293,910 (+8.85%) Land $141,130 Building $152,780
2024	$5,137.00 (+8.86%)
2023	$4,719.00	$40,502	$270,010 Land $141,130 Building $128,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS, Verizon.

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