Anoka County property record for 971 Lois Ln, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,156 sqft · built 1979 |
| Lot Size | 0.79 acres (34,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (May 2017) |
| Tax Bill | $4,782 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-31-22-24-0009 |
| Primary APN | 09-31-22-24-0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,400 sqft (0.79 acres) |
| Lot Dimensions | 344 ft deep x 100 ft wide |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 678733 |
|---|---|
| Street Address | 971 LOIS LN |
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE VIEW WOODLANDS LOT 22 BLK 1 LAKEVIEW WOODLANDS(SUBJ TOTRANSMISSION LINE EASE TO RCPA OVER N 10 FT PER LIS PENDENSRECORDED 8/7/69) |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 09 |
| Legal Subdivision | LAKE VIEW WOODLANDS |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 50233 |
971 Lois Ln is owned and occupied by two individuals who bought it in May 2017.
Source: Anoka County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 971 LOIS LN, CIRCLE PINES, MN 55014-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| May 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMES MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on File |
| Deed Sale | May 22, 2017 · Amount on File |
| Prior Sale | Oct 5, 1998 · Amount on File |
| Deed Document Number | 2017548578001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 971 LOIS LN, CIRCLE PINES, MN 55014-1129 |
| Document Number | 0582501001 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 971 LOIS LN LINO LAKES MN 550141129, LINO LAKES, MN 55014-1129 |
| Document Number | 0582501001 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 582501001 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 5, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | May 22, 2017 |
| Property Address | 971 LOIS LN, CIRCLE PINES, MN 55014-1129 |
| Document Number | T548578001 |
| Instrument Date | May 17, 2017 |
| Instrument | T548578.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 971 LOIS LN, LINO LAKES, MN 55014-1129 |
| Document Number | T548578002 |
|---|---|
| Date | May 22, 2017 |
| Instrument | T548578.002 |
| Name | HOMES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 971 Lois Ln was $4,782 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Forest Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,782.00 Homeowner's exemption | $424,400 Land $129,800 Building $294,600 | $424,400 Land $129,800 Building $294,600 |
| 2024 | $4,139.00 | $397,900 Land $104,800 Building $293,100 | $397,900 Land $104,800 Building $293,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 971 Lois Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 971 Lois Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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