971 Kettle Creek Rd, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 971 Kettle Creek Rd, Eagan, MN 55123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,830 sqft · built 1988
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (May 2019)
Tax Bill$5,456 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-45081-01-060

Property Details

APN / Parcel Number

Primary APN10-45081-01-060

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,830 sqft Living Area
Gross Area3,314 sqft
1st Floor Area1,012 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1997
Construction TypeWood
Lot Area11,250 sqft (0.258 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address971 KETTLE CREEK RD
CitySAINT PAUL
StateMN
Zip55123-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEXINGTON SQUARE 7TH ADD 6 1
Legal SubdivisionLEXINGTON SQUARE 7TH ADD
Legal Block1
Legal Lot Number60
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2001
Census Tract60751

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address971 KETTLE CREEK RD, SAINT PAUL, MN 55123-1563
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2018Deed of Trust, Mortgage · Line of Credit
FIREFLY FCU
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
May 24, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESERVICES LNDG
May 24, 2019Affidavit of Death, Transfer
EDINA REALTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2019 · Amount on Record
Deed SaleMay 24, 2019 · Amount on Record
Deed Document Number20193306322
Prior Transfer DateMay 17, 2019
Prior Transfer Doc0003306321
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address971 KETTLE CREEK RD, EAGAN, MN 55123-1563
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyACCURATE TITLR GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003254241
DateJun 8, 2018
Instrument3254241
Lender
NameFIREFLY FCU
TypeCredit Union
AddressBURNSVILLE, MN 55337
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 7, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address971 KETTLE CREEK RD, EAGAN, MN 55123-1563
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003404016
DateOct 6, 2020
Instrument3404016
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateMay 24, 2019
Property Address971 KETTLE CREEK RD, EAGAN, MN 55123-1563
Document Number0003306322
Instrument DateMay 20, 2019
Instrument3306322
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,237.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address971 KETTLE CREEK RD EAGAN MN 551231563, EAGAN, MN 55123-1563

Mortgage

Document Number3306323
DateMay 24, 2019
Instrument3306323
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 23, 2049

May 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionDAKOTA MN
Recording DateMay 24, 2019
Property Address971 KETTLE CREEK RD, EAGAN, MN 55123-1563
Document Number0003306321
Instrument DateMay 17, 2019
Instrument3306321
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyEDINA REALTY TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 KETTLE CREEK RD EAGAN MN 551231563, EAGAN, MN 55123-1563

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,456.00$472,400 Land $97,000 Building $375,400$472,400 Land $97,000 Building $375,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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