971 Jaguar Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 971 Jaguar Pl, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,302 sqft · built 2016
Lot Size0.161 acres (7,020 sqft)
Owner2 Individual Names on Record
Last Sale$1,450,000 (Jul 2024)
Tax Bill$18,275 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone D (undetermined)
APN783-77-042

Property Details

APN / Parcel Number

Primary APN783-77-042

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,302 sqft Living Area
1st Floor Area1,721 sqft
2nd Floor Area1,581 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleH-Shape
Construction TypeWood
Lot Area7,020 sqft (0.161 acres)
Garage Area749 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address971 JAGUAR PL
CityGILROY
StateCA
Zip95020-9362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20S
Legal DescriptionTRACT 10230 TRACT# 10230, SILVEIRA BOOK 879 PAGE 7 PAGE 17 LOT 42
Legal SubdivisionTRACT 10230 SILVEIRA
Legal Tract10230
Legal Lot Number42
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3003
Census Tract512515

Owner

Source: Santa Clara County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address971 JAGUAR PL, GILROY, CA 95020-9362
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2024 · Amount on Record
Deed SaleJul 5, 2024 · Amount on Record
Prior SaleAug 5, 2016 · Amount on Record
Deed Document Number202425659925
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address971 JAGUAR PL, GILROY, CA 95020-9362
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address971 JAGUAR PL, GILROY, CA 95020-9362

Mortgage

Document Number0025870777
DateSep 17, 2025
Instrument25870777
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Address7755 CENTER AVE STE 900, HUNTINGTON BEACH, CA 92647
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,275.00 (+38.44%)$1,450,000 (+42.13%) Land $580,000 Building $870,000
2023$13,201.00 (+1.75%) Homeowner's exemption$1,020,158 Land $446,206 Building $573,952
2022$12,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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