Buncombe County property record for 971 Holly Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,620 sqft · built 1998 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Jun 2022) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 639620-2020-202 |
| Primary APN | 639620-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,620 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 560 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 940 sqft |
| Unfinished Basement | 180 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 64 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 639620-2020-202 |
|---|---|
| Street Address | 971 HOLLY RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: CHRISTMONT BLOCK: 1 LOT: 4, 5 & POR 6 SECTION: 5 PLAT: 0031-0004 |
| Legal Subdivision | CHRISTMONT |
| Legal Block | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3105 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 971 HOLLY RD, BLACK MOUNTAIN, NC 28711-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jun 3, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on Record |
| Deed Sale | Jun 3, 2022 · Amount on Record |
| Prior Sale | Jun 28, 1996 · Amount on Record |
| Deed Book / Page | 6226 / 1107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 971 HOLLY RD, BLACK MOUNTAIN, NC 28711-9709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0062390701 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 6239/701 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 3, 2022 |
| Property Address | 971 HOLLY RD, BLACK MOUNTAIN, NC 28711-9709 |
| Document Number | 0062261107 |
| Book / Page | 6226 / 1107 |
| Map Reference | MB 31 PG 4 |
| Instrument Date | Jun 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 473 CRAGMONT RD, 473, BLACK MOUNTAIN, NC 28711-2769 |
| Name | Verified Name |
|---|---|
| Address | 971 HOLLY RD, BLACK MOUNTAIN, NC 28711-9709 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,662.00 (+4.64%) | $407,400 (+2.98%) Land $46,700 Building $360,700 | $407,400 (+2.98%) Land $46,700 Building $360,700 |
| 2024 | $2,544.00 (+6.35%) | ||
| 2023 | $2,392.00 | $395,600 | $395,600 (-2.9%) Land $46,700 Building $348,900 |
| 2021 | $407,400 Land $46,700 Building $360,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE only, no 5G reported
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