971 Garrett Gilliam Dr, Ocoee, FL 34761 Property Records

Orange County property record for 971 Garrett Gilliam Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,319 sqft · built 2014
Lot Size	0.207 acres (9,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,000 (Jul 2021)
Tax Bill	$6,299 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-21-28-0946-00-710`

Property Details

APN / Parcel Number

Primary APN	`32-21-28-0946-00-710`
Alternative APNs	`282132094600710` `214692` `218967` `223473`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,319 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	2,319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,020 sqft (0.207 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	971 GARRETT GILLIAM DR
City	OCOEE
State	FL
Zip	34761-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	BRYNMAR PHASE 2 80/5 LOT 71
Legal Range	28E
Legal Township	21S
Legal Section	32
Legal Subdivision	BRYNMAR PH 2
Legal Phase	2
Legal Tract	946
Legal Lot Number	71
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2045
Census Tract	17506

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	971 GARRETT GILLIAM DR, OCOEE, FL 34761-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Oct 13, 2014 · Amount on Record
Deed Document Number	2021441019
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 22, 2021
Property Address	971 GARRETT GILLIAM DR, OCOEE, FL 34761-4902
Document Number	20210441019
Map Reference	MB 80 PG 5&6
Instrument Date	Jul 7, 2021
Instrument	20210441019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,807.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5432 MILLENIA LAKES BLVD APT 5312, 5432, ORLANDO, FL 32839-3458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 GARRETT GILLIAM DR, OCOEE, FL 34761-4902

Mortgage

Document Number	20210441020
Date	Jul 22, 2021
Instrument	20210441020

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,307 (+2.7%)	$438,310 (-1.22%) Land $80,000 Building $358,310
2025	$6,299.00 (+5.87%) Homeowner's exemption	$381,019 (+5.99%)	$443,740 (+10.81%) Land $80,000 Building $363,740
2024	$5,950.00 (+3.39%)
2023	$5,755.00 (+3.08%) Homeowner's exemption	$359,496 (+3%)	$400,443 (+14.73%) Land $80,000 Building $320,443
2022	$5,583.00 Homeowner's exemption	$349,025 Land $80,000 Building $269,025	$349,025 Land $80,000 Building $269,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20