Oakland County property record for 971 Emwill St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 748 sqft · built 1921 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,000 (Apr 2011) |
| Tax Bill | $6,961 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-431-002 |
| Primary APN | 24-25-33-431-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 598 sqft |
| Basement Area | 598 sqft |
| Unfinished Basement | 598 sqft |
| Game Room | Game Room |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 145 ft deep x 70 ft wide |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 172 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 971 EMWILL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 MAPLE RIDGE SUB LOT 17 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | MAPLE RIDGE SUB |
| Legal Lot Number | 17 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 173400 |
Source: Oakland County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 W 26TH ST, SAN PEDRO, CA 90731-6308 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2017 | Warranty Deed, Transfer · Conventional with PMI ACADEMY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2011 · Amount on Record |
| Deed Sale | Apr 7, 2011 · Amount on Record |
| Prior Sale | Jan 11, 2007 · Amount on Record |
| Deed Document Number | 201162940 |
| Deed Book / Page | 42961 / 631 |
| Last Transfer Date | Oct 20, 2016 |
| Transfer Doc | 0000244604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 971 EMWILL ST, FERNDALE, MI 48220-2341 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 971 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000075343 |
|---|---|
| Date | Jul 8, 2024 |
| Book Page | 59474/608 |
| Instrument | 75343 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 17, 2017 |
| Property Address | 971 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000049798 |
| Book / Page | 050478 / 000282 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 49798 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6791 DANDISON BLVD WEST BLOOMFIELD MI 483242817, WEST BLOOMFIELD, MI 48324-2817 |
| Document Number | 45566 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 050463/000786 |
| Instrument | 45566 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2047 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,961.00 (-1.36%) | $152,970 (+18.01%) | $305,940 (+18.01%) |
| 2024 | $7,057.00 (+7.81%) | ||
| 2023 | $129,620 | $259,240 | |
| 2021 | $6,546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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