971 Eddystone Cir, Naperville, IL 60565 Property Records

DuPage County property record for 971 Eddystone Cir, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,277 sqft · built 1988
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jul 2013)
Tax Bill	$11,483 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-25-301-039`

Property Details

APN / Parcel Number

Primary APN	`07-25-301-039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,277 sqft Living Area
Gross Area	5,013 sqft
1st Floor Area	1,769 sqft
2nd Floor Area	1,508 sqft
Basement Area	1,736 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	16 ft deep x 7.7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	971 EDDYSTONE CIR
City	NAPERVILLE
State	IL
Zip	60565-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BRIGHTON RIDGE 2 ALL
Legal Subdivision	BRIGHTON RIDGE 2
Legal Lot Number	156
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1007
Census Tract	846524

Owner

971 Eddystone Cir is owned and occupied by two individuals who bought it in July 2013.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	971 EDDYSTONE CIR, NAPERVILLE, IL 60565-6113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2013 · Amount on File
Deed Sale	Jul 12, 2013 · Amount on File
Prior Sale	Feb 16, 1994
Deed Document Number	2013101551
Prior Transfer Date	Jan 19, 1994
Prior Transfer Doc	0000041657
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	971 EDDYSTONE CIR, NAPERVILLE, IL 60565-6113
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 EDDYSTONE CIR, NAPERVILLE, IL 60565-6113

Mortgage

Document Number	0000022431
Date	Apr 14, 2023
Instrument	R2023-022431

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.7%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 971 Eddystone Cir was $11,483 with a homeowner's exemption, up 4% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,483.00 (+4%) Homeowner's exemption	$202,764 (+9.67%) Land $63,198 Building $139,566	$608,292 (+9.67%) Land $189,594 Building $418,698
2024	$11,041.00	$184,886 Land $57,626 Building $127,260	$554,658 Land $172,878 Building $381,780
2022	$10,277.00 Homeowner's exemption	$156,380 Land $48,320 Building $108,060	$469,140 Land $144,960 Building $324,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 971 Eddystone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Eddystone Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20