971 E Oak St, Palmyra, PA 17078 Property Records

Lebanon County property record for 971 E Oak St, Palmyra, PA 17078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,240 sqft · built 1972
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Mar 2021)
Tax Bill	$3,600 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2294873-358652-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2294873-358652-0000`
Alternative APN	`38015028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
Basement Area	600 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum Siding
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	971 E OAK ST
City	PALMYRA
State	PA
Zip	17078-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTROL #38015028
Jurisdiction	LEBANON PA
Township / Civil Division	PALMYRA
Census Block Group	2
Census Block	2010
Census Tract	3902

Owner

Source: Lebanon County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 E OAK ST, PALMYRA, PA 17078-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Mar 4, 2009 · Amount on Record
Deed Document Number	20214827
Deed Book / Page	2293 / 1445
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LEBANON PA
Recording Date	Mar 23, 2021
Property Address	971 E OAK ST, PALMYRA, PA 17078-2820
Document Number	0000004827
Book / Page	2293 / 1445
Map Reference	MB 12 PG 90
Instrument Date	Mar 2, 2021
Instrument	202104827
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	971 E OAK ST, PALMYRA, PA 17078-2820

Mortgage

Document Number	0000004828
Date	Mar 23, 2021
Instrument	202104828

Lender

Name	HERSHEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
Municipality	Palmyra Borough
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,600.00 (+14.65%)	$124,400 (-) Land $23,800 Building $100,600
2024	$3,140.00	$124,400 Land $23,800 Building $100,600
2013			$127,720 Land $24,435 Building $103,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1988)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20