971 E Dry Gulch Cir, Sandy, UT 84094 Property Records

Salt Lake County property record for 971 E Dry Gulch Cir, Sandy, UT 84094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,407 sqft · built 1977
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2013)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-20-332-004`

Property Details

APN / Parcel Number

Primary APN	`28-20-332-004`
Alternative APN	`28-20-332-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,132 sqft
Basement Area	1,092 sqft
Finished Basement	275 sqft
Unfinished Basement	817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	520 sqft
Driveway	Concrete Driveway
Porch	Covered Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	971 E DRY GULCH CIR
City	SANDY
State	UT
Zip	84094-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1108
Legal Description	LOT 13, STORM MOUNTAIN TERRACE #1 4493-0133 10073-1625
Legal Range	1E
Legal Township	3S
Legal Section	20
Legal Subdivision	STORM MOUNTAIN TERRACE #1
Legal Block	2
Legal Lot Number	13
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2005
Census Tract	112805

Owner

Source: Salt Lake County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	971 E DRY GULCH CIR, SANDY, UT 84094-5520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 19, 2017	Deed of Trust, Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Prior Sale	Nov 1, 2012 · Amount on Record
Deed Document Number	201311718826
Deed Book / Page	10175 / 1524
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	0011718826
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	971 E DRY GULCH CIR, SANDY, UT 84094-5520
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	STEWART TITLE-OMAHA, STEWART TITLE OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014226545
Date	Apr 10, 2024
Book Page	11483/7148
Instrument	14226545

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	971 E DRY GULCH CIR, SANDY, UT 84094-5520
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	STEWART TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013468918
Date	Nov 20, 2020
Book Page	11064/9408
Instrument	13468918

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	971 E DRY GULCH CIR, SANDY, UT 84094-5520
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012909058
Date	Dec 26, 2018
Book Page	10741/4029
Instrument	12909058

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	971 E DRY GULCH CIR, SANDY, UT 84094-5520
Document Number	0012561691
Book / Page	010570 / 006544
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	INTEGRATED TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 E DRY GULCH CIR SANDY UT 840945520, SANDY, UT 84094-5520

Mortgage

Document Number	0012561691
Date	Jun 23, 2017
Book Page	010570/006544
Instrument	12561691

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 Homeowner's exemption	$524,800 (+127.08%) Land $133,600 Building $391,200	$524,800 (+24.89%) Land $133,600 Building $391,200
2024	$2,729.00 (+22.71%)
2023	$2,224.00 (-1%) Homeowner's exemption	$231,110 Land $65,780 Building $165,330	$420,200 Land $119,600 Building $300,600
2022	$2,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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